893 Needle Pointe Dr, Cheboygan, MI 49721 Property Records

Cheboygan County property record for 893 Needle Pointe Dr, Cheboygan, MI 49721

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,013 sqft · built 1996
Lot Size0.6 acres (26,136 sqft)
OwnerIndividual Name on Record
Last Sale$515,000 (Oct 2020)
Tax Bill$12,481 (2025)
Deeds & MortgagesOct 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN140-N19-000-017-00

Property Details

APN / Parcel Number

Primary APN140-N19-000-017-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area2,013 sqft Building Perimeter
1st Floor Area2,013 sqft

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Lot Area26,136 sqft (0.6 acres)
Garage Area601 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address893 NEEDLE POINTE DR
CityCHEBOYGAN
StateMI
Zip49721-9126
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPLAT OF NEEDLE POINT SUBDIVISION, LOT 17. (SECS 17&18,T36N R1W) 638/565;643/328;1426/530
Legal Range01W
Legal Township017
Legal Section17
Legal SubdivisionPLAT OF NEEDLE POINT SUB
Legal Lot Number17
JurisdictionCHEBOYGAN MI
Township / Civil DivisionALOHA
Census Block Group2
Census Block2034
Census Tract960401

Owner

Source: Cheboygan County records, as of June 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address5545 REGAL WAY, ZEPHYRHILLS, FL 33541-0792
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 2, 2020 · Amount on Record
Deed SaleOct 2, 2020 · Amount on Record
Prior SaleNov 1, 1995 · Amount on Record
Deed Book / Page1426 / 530
Record UpdatedSep 20, 2026

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHEBOYGAN MI
Recording DateOct 2, 2020
Property Address893 NEEDLE POINTE DR, CHEBOYGAN, MI 49721-9126
Document Number1426/530
Book / Page1426 / 530
Instrument DateOct 1, 2020
Transaction TypeTransfer
Record UpdatedJun 1, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5545 REGAL WAY, ZEPHYRHILLS, FL 33541-0792

Mortgage

Document Number0000001426/0000000531
DateOct 2, 2020
Book Page0000001426/0000000531
Lender
NameAMERIFIRST FINANCIAL
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2050

Tax Assessment & Valuation

Source: Cheboygan County assessment roll, as of June 16, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyCheboygan County
County SubdivisionAloha Township
Unified School DistrictCheboygan Area Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$521,400 (+75.73%)$1,042,800 (+75.73%)
2025$12,481.00 (+11.99%)
2023$296,700$593,400
2022$11,145.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims1 (2026)
Most Recent ClaimApr 2026 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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