Cheboygan County property record for 819 Needle Pointe Dr, Cheboygan, MI 49721
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,022 sqft · built 1978 |
| Lot Size | 0.59 acres (25,700 sqft) |
| Owner | Company Name on Record |
| Last Sale | $900,000 (Sep 2024) |
| Tax Bill | $16,412 (2025) |
| Deeds & Mortgages | Oct 2018 Mortgage May 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 140-N19-000-012-00 |
| Primary APN | 140-N19-000-012-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,022 sqft Living Area |
| 1st Floor Area | 1,658 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Multi-Family |
| Lot Area | 25,700 sqft (0.59 acres) |
| Garage Area | 1,254 sqft |
| Street Address | 819 NEEDLE POINTE DR |
|---|---|
| City | CHEBOYGAN |
| State | MI |
| Zip | 49721-9126 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PLAT OF NEEDLE POINT SUBDIVISION, LOT 12. (SECS 17 & 18, T36N,R1W) |
| Legal Range | 01W |
| Legal Township | 012 |
| Legal Section | 17 |
| Legal Subdivision | PLAT OF NEEDLE POINT SUB |
| Legal Lot Number | 12 |
| Jurisdiction | CHEBOYGAN MI |
| Township / Civil Division | ALOHA |
| Census Block Group | 2 |
| Census Block | 2034 |
| Census Tract | 960401 |
Source: Cheboygan County records, as of June 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 54880 APACHE LN, SHELBY TOWNSHIP, MI 48315-1109 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Oct 22, 2018 | Deed of Trust, Mortgage · ARM CHEMICAL BANK |
| May 19, 2020 | Deed of Trust, Mortgage · Conventional Mortgage TCF NATIONAL BANK |
| Oct 22, 2018 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 16, 2024 · Amount on Record |
| Deed Sale | Sep 16, 2024 · Amount on Record |
| Prior Sale | Sep 16, 2013 · Amount on Record |
| Deed Book / Page | 1538 / 604 |
| Prior Transfer Date | Nov 14, 2014 |
| Prior Transfer Doc | 001271/465 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEBOYGAN MI |
| Property Address | 819 NEEDLE POINTE DR, CHEBOYGAN, MI 49721-9126 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000001371/0000000652 |
|---|---|
| Date | Oct 22, 2018 |
| Book Page | 0000001371/0000000652 |
| Name | CHEMICAL BANK |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 351 Months |
| Due | Jan 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.13% |
| Type Change Date | Nov 1, 2025 |
| Index | 1-Year LIBOR |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEBOYGAN MI |
| Property Address | 819 NEEDLE POINTE DR, CHEBOYGAN, MI 49721-9126 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 819 NEEDLE POINTE DR, CHEBOYGAN, MI 49721-9126 |
| Document Number | 0000001412/0000000826 |
|---|---|
| Date | May 19, 2020 |
| Book Page | 0000001412/0000000826 |
| Name | TCF NATIONAL BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3% |
| Type Change Date | Jun 1, 2020 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHEBOYGAN MI |
| Recording Date | Oct 22, 2018 |
| Property Address | 819 NEEDLE POINTE DR, CHEBOYGAN, MI 49721-9126 |
| Document Number | 1371/650 |
| Book / Page | 1371 / 650 |
| Instrument Date | Oct 9, 2018 |
| Transaction Type | Transfer |
| Record Updated | Jun 1, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1556 BELVEDERE AVE, OKEMOS, MI 48864-1259 |
Source: Cheboygan County assessment roll, as of June 16, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Cheboygan County |
| County Subdivision | Aloha Township |
| Unified School District | Cheboygan Area Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $556,400 (+38.89%) | $1,112,800 (+38.89%) | |
| 2025 | $16,412.00 (+59.14%) | $400,600 (+33.85%) | $801,200 (+33.85%) |
| 2024 | $10,313.00 (+8.89%) | ||
| 2023 | $299,300 | $598,600 | |
| 2022 | $9,471.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2026) |
| Most Recent Claim | Apr 2026 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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