942 E Clark St, Warsaw, IN 46580 Property Records

Kosciusko County property record for 942 E Clark St, Warsaw, IN 46580

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,672 sqft · built 1888
Lot Size	0.152 acres (6,600 sqft)
Owner	Individual Name on File
Last Sale	$114,800 (Oct 2015)
Tax Bill	$1,534 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Jul 2026 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`004-704003-30`

Property Details

APN / Parcel Number

Primary APN	`004-704003-30`
Alternative APNs	`43-11-08-200-589.000-032` `00000006638` `0470400330`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,672 sqft Living Area
1st Floor Area	1,672 sqft
Basement Area	922 sqft
Finished Basement	888 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1888
Effective Year Built	Effective 1975
Construction Type	Wood
Roof Material	Asphalt
Lot Area	6,600 sqft (0.152 acres)
Lot Dimensions	132 ft deep x 50 ft wide
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	00000006638
Street Address	942 E CLARK ST
City	WARSAW
State	IN
Zip	46580-3427
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	4-44-491 LOT 23 CONDS ADD
Legal Range	6
Legal Township	32
Legal Section	8
Legal Subdivision	CONDS ADD
Legal Lot Number	23
Jurisdiction	KOSCIUSKO IN
Township / Civil Division	WAYNE
Census Block Group	1
Census Block	1006
Census Tract	962000

Owner

942 E Clark St is owned and occupied by an individual who bought it in October 2015.

Source: Kosciusko County records, as of July 13, 2026

Owner of Record	Individual Name on File
Mailing Address	942 E CLARK ST, WARSAW, IN 46580-3427
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2026	Deed of Trust, Mortgage · Line of Credit UNION CREDIT UNION
Jul 1, 2026	Deed of Trust, Mortgage · Line of Credit UNION CREDIT UNION
Apr 20, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage TEACHERS CU
Nov 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage RUOFF MORTGAGE COMPANY INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 20, 2015 · Amount on File
Deed Sale	Oct 20, 2015 · Amount on File
Prior Sale	Sep 1, 2008 · Amount on File
Deed Document Number	2015100746
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOSCIUSKO IN
Recording Date	Jul 22, 2026
Property Address	942 E CLARK ST, WARSAW, IN 46580-3427
Document Number	0000070785
Instrument Date	Jul 14, 2026
Instrument	202670785
Transaction Type	Mortgage
Record Updated	Jul 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	942 E CLARK ST, WARSAW, IN 46580-3427

Mortgage

Document Number	0000070785,
Date	Jul 22, 2026
Instrument	202670785

Lender

Name	UNION CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate	6.47%
Max Rate	-1%

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOSCIUSKO IN
Recording Date	Jul 1, 2026
Property Address	942 E CLARK ST, WARSAW, IN 46580-3427
Document Number	0000070021
Instrument Date	Jun 26, 2026
Instrument	202670021
Transaction Type	Mortgage
Record Updated	Jul 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	942 E CLARK ST, WARSAW, IN 46580-3427

Mortgage

Document Number	0000070021,
Date	Jul 1, 2026
Instrument	202670021

Lender

Name	UNION CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate	6.53%
Max Rate	-1%

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOSCIUSKO IN
Property Address	942 E CLARK ST, WARSAW, IN 46580-3427
Transaction Type	Mortgage
Record Updated	May 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022040923
Date	Apr 20, 2022
Instrument	2022040923

Lender

Name	TEACHERS CU
Type	Credit Union
Address	SOUTH BEND, IN 46601

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 20, 2037

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOSCIUSKO IN
Property Address	942 E CLARK ST, WARSAW, IN 46580-3427
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020110388
Date	Nov 9, 2020
Instrument	2020110388

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company
Address	FORT WAYNE, IN 46804

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 942 E Clark St was $1,534 with a homeowner's exemption, down 5.9% from the year before.

Source: Kosciusko County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Kosciusko County
County Subdivision	Wayne Township
Municipality	Warsaw City
Unified School District	Warsaw Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,534.00 (-5.89%) Homeowner's exemption	$165,800 Land $21,500 Building $144,300	$165,800 Land $21,500 Building $144,300
2024	$1,630.00 (+10.66%)
2023	$1,473.00 (+12.96%)	$146,800 (+11.81%) Land $16,200 Building $130,600	$146,800 (+11.81%) Land $16,200 Building $130,600
2022	$1,304.00	$131,300 Land $13,500 Building $117,800	$131,300 Land $13,500 Building $117,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 942 E Clark St in Zone X, an area of minimal flood risk, though there have been 22 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective September 29, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	22 (1982–2018)
Claims Outside the SFHA	1 of 22
Most Recent Claim	Feb 2018 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Feb 2018 · 9 claims Severe Storms, Tornadoes, And Flooding, Mar 2009 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 942 E Clark St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - WARSAW private · serves 13,835 people · EPA ID IN5243030
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: AT&T, Metronet.

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