Kosciusko County property record for 928 E Clark St, Warsaw, IN 46580
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,296 sqft · built 1978 |
| Lot Size | 0.19 acres (8,252 sqft) |
| Owner | Individual Name on File |
| Last Sale | $173,500 (Oct 2019) |
| Tax Bill | $2,438 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Oct 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 004-712009-80 |
| Primary APN | 004-712009-80 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 2,296 sqft Living Area |
| 1st Floor Area | 2,296 sqft |
| Basement Area | 768 sqft |
| Unfinished Basement | 768 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 2000 |
| Construction Type | Wood |
| Roof Material | Asphalt |
| Lot Area | 8,252 sqft (0.19 acres) |
| Lot Dimensions | 74.3 ft deep x 111 ft wide |
| Garage Type | Attached |
| Garage Area | 1,184 sqft |
| Parking Spaces | 4 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 00000008500 |
|---|---|
| Street Address | 928 E CLARK ST |
| City | WARSAW |
| State | IN |
| Zip | 46580-3427 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Description | 4-44-489 LOT 25 LESS 18.13 X 80' NW COR & SOUTH 52' LOT 26 CONDS ADD |
| Legal Range | 6 |
| Legal Township | 32 |
| Legal Section | 8 |
| Legal Subdivision | COND S ADDITION |
| Legal Lot Number | 25,26 |
| Jurisdiction | KOSCIUSKO IN |
| Township / Civil Division | WAYNE |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 962000 |
928 E Clark St is owned and occupied by an individual who bought it in October 2019.
Source: Kosciusko County records, as of June 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 928 E CLARK ST, WARSAW, IN 46580-3427 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 3, 2021 | Deed of Trust, Mortgage · FHA Mortgage RUTH RUHL PC |
| Oct 17, 2019 | Warranty Deed, Transfer · FHA Mortgage AMERICAN MORTGAGE SERVICE CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 17, 2019 · Amount on File |
| Deed Sale | Oct 17, 2019 · Amount on File |
| Prior Sale | Aug 8, 2014 · Amount on File |
| Deed Document Number | 2019101013 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KOSCIUSKO IN |
| Property Address | 928 E CLARK ST, WARSAW, IN 46580-3427 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2023 |
| Name | Verified Name |
|---|---|
| Address | 928 E CLARK ST, WARSAW, IN 46580-3427 |
| Document Number | 2021030171 |
|---|---|
| Date | Mar 3, 2021 |
| Instrument | 2021030171 |
| Name | RUTH RUHL PC |
|---|---|
| Type | Non-Lending Institution |
| Address | DALLAS, TX 75251 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 344 Months |
| Due | Nov 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KOSCIUSKO IN |
| Recording Date | Oct 17, 2019 |
| Property Address | 928 E CLARK ST, WARSAW, IN 46580-3427 |
| Document Number | 2019101013 |
| Map Reference | MB 1 PG 23 |
| Instrument Date | Oct 11, 2019 |
| Instrument | 2019101013 |
| Transaction Type | Transfer |
| Record Updated | Jun 9, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 928 E CLARK ST, WARSAW, IN 46580-3427 |
| Document Number | 2019101014 |
|---|---|
| Date | Oct 17, 2019 |
| Instrument | 2019101014 |
| Name | AMERICAN MORTGAGE SERVICE CO |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2049 |
The 2025 property tax bill for 928 E Clark St was $2,438 with a homeowner's exemption, down 5.5% from the year before.
Source: Kosciusko County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Kosciusko County |
| County Subdivision | Wayne Township |
| Municipality | Warsaw City |
| Unified School District | Warsaw Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,438.00 (-5.47%) Homeowner's exemption | $262,400 Land $20,200 Building $242,200 | $262,400 Land $20,200 Building $242,200 |
| 2024 | $2,579.00 (+2.38%) | ||
| 2023 | $2,519.00 (+11.12%) | $243,000 (+11.42%) Land $15,200 Building $227,800 | $243,000 (+11.42%) Land $15,200 Building $227,800 |
| 2022 | $2,267.00 Homeowner's exemption | $218,100 Land $12,700 Building $205,400 | $218,100 Land $12,700 Building $205,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 928 E Clark St in Zone X, an area of minimal flood risk, though there have been 22 flood claims nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective September 29, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 22 (1982–2018) |
| Claims Outside the SFHA | 1 of 22 |
| Most Recent Claim | Feb 2018 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 928 E Clark St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDIANA AMERICAN WATER - WARSAW private · serves 13,835 people · EPA ID IN5243030 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 8,000 / 8,000 |
| Brightspeed Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
May also be available: AT&T, Metronet.
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