951 E Clark St, Warsaw, IN 46580 Property Records

Kosciusko County property record for 951 E Clark St, Warsaw, IN 46580

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,430 sqft · built 1970
Lot Size	0.304 acres (13,200 sqft)
Owner	Individual Name on File
Last Sale	$209,475 (May 2026)
Tax Bill	$1,812 (2025)
Deeds & Mortgages	Feb 2006 Line of Credit May 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`004-702057-50`

Property Details

APN / Parcel Number

Primary APN	`004-702057-50`
Alternative APNs	`43-11-08-200-519.000-032` `00000006106` `0470205750`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,430 sqft Living Area
1st Floor Area	2,430 sqft
Basement Area	299 sqft
Unfinished Basement	299 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	13,200 sqft (0.304 acres)
Lot Dimensions	132 ft deep x 100 ft wide
Garage Type	Detached
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Shed	1 Shed
Shed Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	00000006106
Street Address	951 E CLARK ST
City	WARSAW
State	IN
Zip	46580-3428
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	4-44-494 LOTS 49 & 50 CONDS ADD
Legal Range	6
Legal Township	32
Legal Section	8
Legal Subdivision	CONDS ADD
Legal Lot Number	49-50
Jurisdiction	KOSCIUSKO IN
Township / Civil Division	WAYNE
Census Block Group	1
Census Block	1005
Census Tract	962000

Owner

951 E Clark St is owned and occupied by an individual who bought it in May 2026.

Source: Kosciusko County records, as of June 23, 2026

Owner of Record	Individual Name on File
Mailing Address	951 E CLARK ST, WARSAW, IN 46580-3428
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2006	Deed of Trust, Mortgage · Line of Credit MUTUAL FSB
May 1, 2026	Warranty Deed, Transfer · Conventional Mortgage BAILEY & WOOD FINANCIAL GROUP
May 1, 2026	Warranty Deed, Transfer · Conventional Mortgage BAILEY & WOOD FINANCIAL GROUP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 1, 2026 · Amount on File
Deed Sale	May 1, 2026 · Amount on File
Deed Document Number	202650016
Record Updated	Oct 29, 2026

February 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOSCIUSKO IN
Property Address	951 E CLARK ST, WARSAW, IN 46580-3428
Transaction Type	Mortgage
Record Updated	Jun 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	200600001291
Date	Feb 2, 2006
Instrument	200600001291

Lender

Name	MUTUAL FSB
Address	WARSAW, IN 46580

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	239 Months
Due	Jan 24, 2026

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KOSCIUSKO IN
Recording Date	May 1, 2026
Property Address	951 E CLARK ST, WARSAW, IN 46580-3428
Document Number	0000050016
Instrument Date	Apr 30, 2026
Instrument	2026.50016
Transaction Type	Transfer
Record Updated	May 11, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	951 E CLARK ST, WARSAW, IN 46580-3428
Investor	Possibly a Property Investor

Mortgage

Document Number	0000050017,
Date	May 1, 2026
Instrument	2026..50017

Lender

Name	BAILEY & WOOD FINANCIAL GROUP

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.22%
Initial Type	Fixed Rate
Max Rate	-1%

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KOSCIUSKO IN
Recording Date	May 1, 2026
Property Address	951 E CLARK ST, WARSAW, IN 46580-3428
Document Number	2026050016
Instrument Date	Apr 30, 2026
Instrument	202650016
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	951 E CLARK ST, WARSAW, IN 46580-3428
Investor	Possibly a Property Investor

Mortgage

Document Number	0000050017,
Date	May 1, 2026
Instrument	202650017

Lender

Name	BAILEY & WOOD FINANCIAL GROUP

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 951 E Clark St was $1,812 with a homeowner's exemption, down 4.2% from the year before.

Source: Kosciusko County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Kosciusko County
County Subdivision	Wayne Township
Municipality	Warsaw City
Unified School District	Warsaw Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,812.00 (-4.23%) Homeowner's exemption	$209,900 Land $40,500 Building $169,400	$209,900 Land $40,500 Building $169,400
2024	$1,892.00 (-3.72%)
2023	$1,965.00 (+15.93%)	$186,600 Land $29,900 Building $156,700	$186,600 Land $29,900 Building $156,700
2022	$1,695.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 951 E Clark St in Zone X, an area of minimal flood risk, though there have been 22 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective September 29, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	22 (1982–2018)
Claims Outside the SFHA	1 of 22
Most Recent Claim	Feb 2018 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Feb 2018 · 9 claims Severe Storms, Tornadoes, And Flooding, Mar 2009 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 951 E Clark St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - WARSAW private · serves 13,835 people · EPA ID IN5243030
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: AT&T, Metronet.

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