Chesapeake City property record for 941 Saddleback Trail Rd, Chesapeake, VA 23322
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,831 sqft · built 1992 |
| Lot Size | 0.275 acres (11,979 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $360,000 (Sep 2020) |
| Tax Bill | $4,655 (2025) |
| Deeds & Mortgages | May 2018 Mortgage Sep 2020 Sale & Mortgage + 1 more |
| APN | 0606006000560 |
| Primary APN | 0606006000560 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,831 sqft Living Area |
| 1st Floor Area | 1,506 sqft |
| Attic | Attic |
| Attic Area | 514 sqft |
| Flooring | Combination, Other |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 11,979 sqft (0.275 acres) |
| Lot Dimensions | 110 ft deep x 146 ft wide |
| Garage Type | Attached |
| Garage Area | 514 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 350 sqft |
| Patio Area | 66 sqft |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 941 SADDLEBACK TRAIL RD |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23322-8856 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R12S: RESI |
| Legal Description | 56 COUNTRY ROADS SEC TWO |
| Legal Subdivision | CHESHIRE MDWS,COUNTRY RDS,HERITAGE PT,BR |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 1 |
| Census Block | 1035 |
| Census Tract | 21004 |
Source: Chesapeake City records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 941 SADDLEBACK TRAIL RD, CHESAPEAKE, VA 23322-8856 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 18, 2018 | Deed of Trust, Mortgage · ARM BRANCH BANKING & TRUST COMPANY |
| Sep 25, 2020 | Warranty Deed, Transfer · Conventional Mortgage ACADEMY MORTGAGE CORPORATION |
| May 18, 2018 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 25, 2020 · Amount on Record |
| Deed Sale | Sep 25, 2020 · Amount on Record |
| Deed Document Number | 202034857 |
| Deed Book / Page | 10225 / 1567 |
| Prior Transfer Date | May 14, 2018 |
| Prior Transfer Doc | 009914/199 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 941 SADDLEBACK TRAIL RD, CHESAPEAKE, VA 23322-8856 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2021 |
| Title Company | BRIDGETRUST TITLE GROUP |
| Name | Verified Name |
|---|
| Document Number | 009914/202 |
|---|---|
| Date | May 18, 2018 |
| Book Page | 9914/202 |
| Instrument | 180012848 |
| Name | BRANCH BANKING & TRUST COMPANY |
|---|
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.25% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jun 1, 2023 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Sep 25, 2020 |
| Property Address | 941 SADDLEBACK TRAIL RD, CHESAPEAKE, VA 23322-8856 |
| Document Number | 10225/1567 |
| Book / Page | 10225 / 1567 |
| Instrument Date | Sep 18, 2020 |
| Instrument | 200034857 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2021 |
| Title Company | 360 SETTLEMENT AND TITLE SERVICES, 360 SETTLEMENT & TITLE SVCS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 941 SADDLEBACK TRAIL RD, CHESAPEAKE, VA 23322-8856 |
| Document Number | 200034858 |
|---|---|
| Date | Sep 25, 2020 |
| Instrument | 200034858 |
| Name | ACADEMY MORTGAGE CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | May 18, 2018 |
| Property Address | 941 SADDLEBACK TRAIL RD, CHESAPEAKE, VA 23322-8856 |
| Document Number | 9914/199 |
| Book / Page | 9914 / 199 |
| Instrument Date | May 14, 2018 |
| Instrument | 180012847 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 941 SADDLEBACK TRAIL RD, CHESAPEAKE, VA 23322-8856 |
| Investor | Possibly a Property Investor |
Source: Chesapeake City assessment roll, as of August 25, 2025
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,655.00 (+6.4%) | $460,900 (+13.13%) Land $190,000 Building $270,900 | $460,900 (+13.13%) Land $190,000 Building $270,900 |
| 2024 | $4,375.00 (+42.6%) | ||
| 2023 | $407,400 (+4.76%) Land $170,000 Building $237,400 | $407,400 (+4.76%) Land $170,000 Building $237,400 | |
| 2022 | $388,900 Land $150,000 Building $238,900 | $388,900 Land $150,000 Building $238,900 | |
| 2019 | $3,068.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 82 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 82 in force |
| Nearby Flood Claims | 3 (2005–2016) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Oct 2016 · Hurricane Matthew |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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