Chesapeake City property record for 933 Saddleback Trail Rd, Chesapeake, VA 23322
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,831 sqft · built 1991 |
| Lot Size | 0.287 acres (12,502 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $475,000 (Mar 2026) |
| Tax Bill | $4,224 (2025) |
| Deeds & Mortgages | Aug 2021 Refinance Aug 2006 Second Mortgage + 2 more |
| APN | 0606006000540 |
| Primary APN | 0606006000540 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,831 sqft Living Area |
| 1st Floor Area | 1,506 sqft |
| Attic | Attic |
| Attic Area | 514 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,502 sqft (0.287 acres) |
| Lot Dimensions | 100 ft deep x 172 ft wide |
| Garage Type | Attached |
| Garage Area | 514 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 130 sqft |
| Deck Area | 514 sqft |
| Patio Area | 168 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 933 SADDLEBACK TRAIL RD |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23322-8856 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R12S: RESI |
| Legal Description | 54 COUNTRY ROADS SEC TWO |
| Legal Subdivision | CHESHIRE MDWS,COUNTRY RDS,HERITAGE PT,BR |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 1 |
| Census Block | 1035 |
| Census Tract | 21004 |
933 Saddleback Trail Rd is owned and occupied by two individuals who bought it in March 2026.
Source: Chesapeake City records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 933 SADDLEBACK TRAIL RD, CHESAPEAKE, VA 23322-8856 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 4, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance FLAGSTAR BANK FSB |
| Aug 22, 2006 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage E-LOAN INC |
| Mar 12, 2026 | Bargain and Sale Deed, Transfer · VA Mortgage NAVY FCU |
| May 20, 2019 | Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 12, 2026 · Amount on File |
| Deed Sale | Mar 12, 2026 · Amount on File |
| Prior Sale | May 20, 2019 · Amount on File |
| Deed Document Number | 20266197 |
| Deed Book / Page | 10954 / 1574 |
| Prior Transfer Date | Mar 21, 2016 |
| Prior Transfer Doc | 009624/375 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 933 SADDLEBACK TRAIL RD, CHESAPEAKE, VA 23322-8856 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Name | Verified Name |
|---|
| Document Number | 10420/1252 |
|---|---|
| Date | Aug 4, 2021 |
| Book Page | 10420/1252 |
| Instrument | 210035483 |
| Name | FLAGSTAR BANK FSB |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 933 SADDLEBACK TRAIL RD, CHESAPEAKE, VA 23322-8856 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Name | Verified Name |
|---|
| Document Number | 006702/803 |
|---|---|
| Date | Aug 22, 2006 |
| Book Page | 6702/803 |
| Name | E-LOAN INC |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Aug 1, 2021 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Mar 12, 2026 |
| Property Address | 933 SADDLEBACK TRAIL RD, CHESAPEAKE, VA 23322-8856 |
| Document Number | 10954/1574 |
| Book / Page | 10954 / 1574 |
| Map Reference | MB 102 PG 2 |
| Instrument Date | Mar 10, 2026 |
| Instrument | 260006197 |
| Transaction Type | Transfer |
| Record Updated | May 7, 2026 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $475.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 933 SADDLEBACK TRAIL RD, CHESAPEAKE, VA 23322-8856 |
| Document Number | 0260006198 |
|---|---|
| Date | Mar 12, 2026 |
| Instrument | 260006198 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | May 20, 2019 |
| Property Address | 933 SADDLEBACK TRAIL RD, CHESAPEAKE, VA 23322-8856 |
| Document Number | 10013/340 |
| Book / Page | 10013 / 340 |
| Instrument Date | May 7, 2019 |
| Instrument | 190011771 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2021 |
| Title Company | ROCK TITLE INC, ROCKET TITLE INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 933 SADDLEBACK TRAIL RD, CHESAPEAKE, VA 23322-8856 |
| Document Number | 190011772 |
|---|---|
| Date | May 20, 2019 |
| Instrument | 190011772 |
| Name | MOVEMENT MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 933 Saddleback Trail Rd was $4,224, up 6.1% from the year before.
Source: Chesapeake City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $437,700 (+4.66%) Land $200,000 Building $237,700 | $437,700 (+4.66%) Land $200,000 Building $237,700 | |
| 2025 | $4,224.00 (+6.1%) | $418,200 Land $190,000 Building $228,200 | $418,200 Land $190,000 Building $228,200 |
| 2024 | $3,981.00 | ||
| 2023 | $371,600 (+4.82%) Land $170,000 Building $201,600 | $371,600 (+4.82%) Land $170,000 Building $201,600 | |
| 2022 | $354,500 Land $150,000 Building $204,500 | $354,500 Land $150,000 Building $204,500 | |
| 2019 | $3,017.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 933 Saddleback Trail Rd; there have been 3 flood claims nearby since 2005.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on File median of 82 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 82 in force |
| Nearby Flood Claims | 3 (2005–2016) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Oct 2016 · Hurricane Matthew |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 933 Saddleback Trail Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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