934 Saddleback Trail Rd, Chesapeake, VA 23322 Property Records

Chesapeake City property record for 934 Saddleback Trail Rd, Chesapeake, VA 23322

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,831 sqft · built 1991
Lot Size1.04 acres (45,477 sqft)
OwnerIndividual Name on Record
Last Sale$69,000 (Oct 2014)
Tax Bill$4,243 (2025)
Deeds & MortgagesNov 2025 Second Mortgage
Jul 2023 Refinance
+ 1 more
APN0606006000630

Property Details

APN / Parcel Number

Primary APN0606006000630

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area1,831 sqft Living Area
1st Floor Area1,506 sqft
AtticAttic
Attic Area514 sqft
FlooringCarpet
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area45,477 sqft (1.04 acres)
Lot Dimensions359 ft deep x 78 ft wide
Garage TypeAttached
Garage Area514 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area156 sqft
Patio Area144 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address934 SADDLEBACK TRAIL RD
CityCHESAPEAKE
StateVA
Zip23322-8854
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR12S: RESI
Legal Description63 COUNTRY ROADS SEC TWO
Legal SubdivisionCHESHIRE MDWS,COUNTRY RDS,HERITAGE PT,BR
JurisdictionCHESAPEAKE CITY VA
Township / Civil DivisionCHESAPEAKE
Census Block Group1
Census Block1033
Census Tract21004

Owner

Source: Chesapeake City records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address934 SADDLEBACK TRAIL RD, CHESAPEAKE, VA 23322-8854
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 3, 2025Deed of Trust, Mortgage · Stand-Alone Second Mortgage
ROCKET MORTGAGE LLC
Jul 19, 2023Deed of Trust, Mortgage · Stand-Alone Refinance
ROCKET MORTGAGE LLC
Feb 25, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 2, 2014 · Amount on Record
Deed SaleOct 2, 2014 · Amount on Record
Deed Book / Page9436 / 950
Prior Transfer DateSep 25, 2014
Prior Transfer Doc09436/0950
Record UpdatedOct 29, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address934 SADDLEBACK TRAIL RD, CHESAPEAKE, VA 23322-8854
Transaction TypeMortgage
Record UpdatedDec 1, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address934 SADDLEBACK TRAIL RD, CHESAPEAKE, VA 23322-8854

Mortgage

Document Number10911/1494
DateNov 3, 2025
Book Page10911/1494
Instrument250025629
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term240 Months
DueNov 1, 2045

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address934 SADDLEBACK TRAIL RD, CHESAPEAKE, VA 23322-8854
Transaction TypeMortgage
Record UpdatedAug 2, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number010680/361
DateJul 19, 2023
Book Page10680/361
Instrument230015228
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueAug 1, 2053
Interest
Rate TypeFixed Rate

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address934 SADDLEBACK TRAIL RD, CHESAPEAKE, VA 23322-8854
Transaction TypeMortgage
Record UpdatedSep 20, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number10116/1042
DateFeb 25, 2020
Book Page10116/1042
Instrument200005833
Lender
NameQUICKEN LOANS INC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2050
Interest
Rate TypeFixed Rate
Rate3.99%

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityChesapeake City
Unified School DistrictChesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$439,900 (+4.71%) Land $200,000 Building $239,900$439,900 (+4.71%) Land $200,000 Building $239,900
2025$4,243.00 (+39.99%)$420,100 (+12.51%) Land $190,000 Building $230,100$420,100 (+12.51%) Land $190,000 Building $230,100
2023$373,400 (+4.77%) Land $170,000 Building $203,400$373,400 (+4.77%) Land $170,000 Building $203,400
2022$356,400 Land $150,000 Building $206,400$356,400 Land $150,000 Building $206,400
2019$3,031.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on Record
median of 82 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies82 in force
Nearby Flood Claims3 (2005–2016)
Claims Outside the SFHA3 of 3
Most Recent ClaimOct 2016 · Hurricane Matthew
Claims by Event
  • Hurricane Matthew, Oct 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CHESAPEAKE - NORTHWEST RIVER SYS
serves 165,240 people · EPA ID VA3550051
Water SourceSurface water
Last State InspectionJun 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 35
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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