941 Ruth Ln, Niles, MI 49120 Property Records

Cass County property record for 941 Ruth Ln, Niles, MI 49120 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1.5 Baths
Year Built	Built 1970
Square Footage	1,144 sqft Building Perimeter
Lot Size	15,682 sqft (0.36 acres)
Garage	520 sqft
Occupancy	Owner Occupied
Tax Bill	$637.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`14-020-410-046-00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Partial Baths	1 Partial Baths
Building Area	1,144 sqft Building Perimeter
1st Floor	1,144 sqft 1st Floor
Basement Area	1,144 sqft Basement
Unfinished Basement	1,144 sqft Unfinished

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Ranch Style
Lot Area	15,682 sqft (0.36 acres)
Garage Area	520 sqft Garage

Location & Zoning

Street Address	941 RUTH LN
City	NILES
State	MI
Zip	49120-3948
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	. 1098G SEC 31 T7S R16W LOT 46, N 1/2 LOT 47 & S 5 FT LOT 45 WAYNE SUBDIVISION.
Legal Subdivision	WAYNE SUB
Legal Lot Number	45,47
Jurisdiction	CASS MI
Minor Civil Division	HOWARD
Census Blockgroup	3
Census Block	3035
Census Tract	1500

Owner

Source: Cass County records · APN 14-020-410-046-00

Assessment roll updated August 28, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	941 RUTH LN, NILES, MI 49120-3948
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Refreshed	Sep 20, 2026

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MI
Property Address	941 RUTH LN, NILES, MI 49120-3948
Transaction Type	Mortgage
Record Updated	Oct 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01140/1993
Date	Jun 08, 2018
Book Page	1140/1993

Lender

Name	HONOR CU
Type	Credit Union
Address	BERRIEN SPRINGS, MI 49103

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jun 12, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Cass County records · Assessment roll updated August 28, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Cass County
County Subdivision	Howard Township
Unified School District	Niles Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$95,900 (+2.68%)	$191,800 (+2.68%)
2025	$637.00 (-50.85%) Homeowner's exemption	$93,400 (+5.06%) Land $93,400	$186,800 (+5.06%) Land $186,800
2023		$88,900	$177,800
2022	$1,296.00

Flood & Wildfire

941 Ruth Ln is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Cass County (26027C), updated September 5, 2007

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 5th percentile of exposed land nationally · 12th in Michigan
Wildfire Likelihood	Low — less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.