940 Ruth Ln, Niles, MI 49120 Property Records

Cass County property record for 940 Ruth Ln, Niles, MI 49120 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	1 Baths
Year Built	Built 1959
Square Footage	936 sqft Building Perimeter
Lot Size	10,019 sqft (0.23 acres)
Occupancy	Owner Occupied
Last Sale	$84,900 (2008)
Tax Bill	$390.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`14-020-410-008-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Baths
Building Area	936 sqft Building Perimeter
1st Floor	936 sqft 1st Floor

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Lot Area	10,019 sqft (0.23 acres)
Garage Area	520 sqft Garage

Utilities and HVAC

Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	940 RUTH LN
City	NILES
State	MI
Zip	49120-3949
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	. 1086A-2 SEC 31 T7S R16W LOT 8 WAYNE SUBDIVISION.
Legal Subdivision	WAYNE SUBDIVISION
Legal Lot Number	8
Jurisdiction	CASS MI
Minor Civil Division	HOWARD
Census Blockgroup	3
Census Block	3038
Census Tract	1500

Owner

Source: Cass County records · APN 14-020-410-008-00

Assessment roll updated August 28, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	940 RUTH LN, NILES, MI 49120-3949
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 05, 2008 · Amount on Record
Deed Sale	Mar 05, 2008 · Amount on Record
Deed Book / Page	973 / 1713
Prior Transfer Date	Feb 29, 2008
Prior Transfer Doc	0975/0467
Record Refreshed	Sep 20, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MI
Property Address	940 RUTH LN, NILES, MI 49120-3949
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1184/1794
Date	Nov 17, 2020
Book Page	1184/1794

Lender

Name	CIRCLE FCU
Type	Credit Union
Address	NILES, MI 49120

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2050

Tax Assessment & Valuation

Source: Cass County records · Assessment roll updated August 28, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Cass County
County Subdivision	Howard Township
Unified School District	Niles Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$59,800 (+2.57%)	$119,600 (+2.57%)
2025	$390.00 (-60.29%) Homeowner's exemption	$58,300 (+5.42%) Land $58,300	$116,600 (+5.42%) Land $116,600
2024	$982.00 (+20.79%)
2023		$55,300	$110,600
2022	$813.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cass County (26027C), updated September 5, 2007 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low 5th percentile nationally · 12th in Michigan
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.