Hardin County property record for 941 Austin Dr, Radcliff, KY 40160
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,300 sqft · built 1986 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $132,900 (Jan 2020) |
| Tax Bill | $1,423 (2025) |
| Deeds & Mortgages | Jan 2020 Mortgage Jan 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 180-20-08-005 |
| Primary APN | 180-20-08-005 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,300 sqft Living Area |
| Year Built | Built 1986 |
|---|---|
| Architectural Style | Split Level |
| Exterior Material | Frame/Masonry |
| Foundation Type | Raised |
| Lot Area | 10,890 sqft (0.25 acres) |
| Garage Type | Attached |
| Garage Area | 264 sqft |
| Patio Area | 100 sqft |
| Heating System | Central |
|---|---|
| Heating Fuel | Electric |
| Street Address | 941 AUSTIN DR |
|---|---|
| City | RADCLIFF |
| State | KY |
| Zip | 40160-9031 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WHISPERING HILLS LT 242 #12 |
| Legal Subdivision | WHISPERING HILLS |
| Legal Lot Number | 242 |
| Jurisdiction | HARDIN KY |
| Township / Civil Division | RADCLIFF |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 600 |
Source: Hardin County records, as of January 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 941 AUSTIN DR, RADCLIFF, KY 40160-9031 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 3, 2020 | Deed of Trust, Mortgage · FHA Mortgage KENTUCKY HOUSING CORPORATION |
| Jan 3, 2020 | Deed of Trust, Mortgage · Stand-Alone First Mortgage KENTUCKY HOUSING CORPORATION |
| Mar 13, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance WEST POINT BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 3, 2020 · Amount on Record |
| Deed Sale | Jan 3, 2020 · Amount on Record |
| Prior Sale | Jan 3, 2020 · Amount on Record |
| Deed Document Number | 20200-00000058 |
| Deed Book / Page | 1484 / 83 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN KY |
| Property Address | 941 AUSTIN DR, RADCLIFF, KY 40160-9031 |
| Transaction Type | Mortgage |
| Record Updated | Nov 16, 2023 |
| Name | Verified Name |
|---|
| Document Number | 002294/762 |
|---|---|
| Date | Jan 3, 2020 |
| Book Page | 2294/762 |
| Instrument | 20200-00000058 |
| Name | KENTUCKY HOUSING CORPORATION |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN KY |
| Property Address | 941 AUSTIN DR, RADCLIFF, KY 40160-9031 |
| Transaction Type | Mortgage |
| Record Updated | Nov 16, 2023 |
| Name | Verified Name |
|---|
| Document Number | 002294/780 |
|---|---|
| Date | Jan 3, 2020 |
| Book Page | 2294/780 |
| Instrument | 20200-00000058 |
| Name | KENTUCKY HOUSING CORPORATION |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Feb 1, 2030 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN KY |
| Property Address | 941 AUSTIN DR, RADCLIFF, KY 40160-9031 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2261/1 |
|---|---|
| Date | Mar 13, 2019 |
| Book Page | 2261/1 |
| Instrument | 20190-00002824 |
| Name | WEST POINT BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 13 Months |
| Due | Apr 1, 2020 |
Source: Hardin County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Hardin County |
| Municipality | Radcliff City |
| Unified School District | Hardin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,423.00 (+10.91%) | $149,600 (+12.57%) Land $18,000 Building $131,600 | $149,600 (+12.57%) Land $18,000 Building $131,600 |
| 2023 | $132,900 (-) Land $14,300 Building $118,600 | $132,900 (-) Land $14,300 Building $118,600 | |
| 2022 | $132,900 Land $14,300 Building $118,600 | $132,900 Land $14,300 Building $118,600 | |
| 2021 | $1,283.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1997–2017) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Oct 2017 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARDIN COUNTY WATER DISTRICT #1 serves 30,230 people · EPA ID KY0470393 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2023 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brandenburg Telecom Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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