Hardin County property record for 935 Austin Dr, Radcliff, KY 40160
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 870 sqft · built 1985 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $223,650 (May 2026) |
| Tax Bill | $1,277 (2025) |
| Deeds & Mortgages | Sep 2010 Mortgage May 2026 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 180-20-08-004 |
| Primary APN | 180-20-08-004 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 870 sqft Living Area |
| Basement Area | 870 sqft |
| Unfinished Basement | 870 sqft |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 10,890 sqft (0.25 acres) |
| Garage Type | Attached |
| Garage Area | 308 sqft |
| Heating System | Central |
|---|
| Street Address | 935 AUSTIN DR |
|---|---|
| City | RADCLIFF |
| State | KY |
| Zip | 40160-9031 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WHISPERING HILLS LT 241 #12 |
| Legal Subdivision | WHISPERING HILLS |
| Legal Block | 8 |
| Legal Lot Number | 241 |
| Jurisdiction | HARDIN KY |
| Township / Civil Division | RADCLIFF |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 600 |
Source: Hardin County records, as of June 12, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 935 AUSTIN DR, RADCLIFF, KY 40160-9031 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
| Date | Document |
|---|---|
| Sep 24, 2010 | Deed of Trust, Mortgage · VA Mortgage USAA FSB |
| May 28, 2026 | Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CTR |
| Nov 3, 2025 | Deed, Transfer |
| Sep 27, 2018 | Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 28, 2026 · Amount on Record |
| Deed Sale | May 28, 2026 · Amount on Record |
| Prior Sale | Nov 3, 2025 · Amount on Record |
| Deed Document Number | 2026 |
| Deed Book / Page | 1601 / 845 |
| Prior Transfer Date | Jan 26, 2015 |
| Prior Transfer Doc | 01411/1019 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN KY |
| Property Address | 935 AUSTIN DR, RADCLIFF, KY 40160-9031 |
| Transaction Type | Mortgage |
| Record Updated | Jun 19, 2026 |
| Title Company | CHICAGO TITLE SERVICELINK DIV, CHICAGO TITLE SERVICELINK DI |
| Name | Verified Name |
|---|
| Document Number | 01954/1252 |
|---|---|
| Date | Sep 24, 2010 |
| Book Page | 1954/1252 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Address | SAN ANTONIO, TX 78288 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2040 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARDIN KY |
| Recording Date | May 28, 2026 |
| Property Address | 935 AUSTIN DR, RADCLIFF, KY 40160-9031 |
| Document Number | 001601/845 |
| Book / Page | 1601 / 845 |
| Instrument Date | May 18, 2026 |
| Transaction Type | Transfer |
| Record Updated | Jun 12, 2026 |
| Title Company | MATTINGYY FORD TITLE, MATTINGLY FORD TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $22,588.65 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Remainderman |
| Address | 935 AUSTIN DR, RADCLIFF, KY 40160-9031 |
| Document Number | 2617000273, |
|---|---|
| Date | May 28, 2026 |
| Book Page | 2617/273 |
| Name | MORTGAGE RESEARCH CTR |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARDIN KY |
| Recording Date | Nov 3, 2025 |
| Property Address | 935 AUSTIN DR, RADCLIFF, KY 40160-9031 |
| Document Number | 001592/688 |
| Book / Page | 1592 / 688 |
| Map Reference | CAB1 SH 526 |
| Instrument Date | Oct 31, 2025 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $140.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 935 AUSTIN DR, RADCLIFF, KY 40160-9031 |
| Name | Verified Name |
|---|---|
| Address | 4425 PONCE DE LEON BLVD # 2, 2, CORAL GABLES, FL 33146-1837 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARDIN KY |
| Recording Date | Sep 27, 2018 |
| Property Address | 935 AUSTIN DR, RADCLIFF, KY 40160-9031 |
| Document Number | 01462/1487 |
| Book / Page | 1462 / 1487 |
| Instrument Date | Sep 24, 2018 |
| Instrument | 180-00012274 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 935 AUSTIN DR, RADCLIFF, KY 40160-9031 |
| Document Number | 0000002247/0000000554 |
|---|---|
| Date | Sep 27, 2018 |
| Book Page | 0000002247/0000000554 |
| Instrument | 180-00012274 |
| Name | MORTGAGE RESEARCH CENTER |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 352 Months |
| Due | Jan 1, 2048 |
Source: Hardin County assessment roll, as of January 20, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Hardin County |
| Municipality | Radcliff City |
| Unified School District | Hardin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,277.00 (+0.24%) | $133,500 (-) Land $18,000 Building $115,500 | $133,500 (-) Land $18,000 Building $115,500 |
| 2024 | $133,500 (+1.14%) Land $18,000 Building $115,500 | $133,500 (+1.14%) Land $18,000 Building $115,500 | |
| 2023 | $132,000 (-) Land $14,300 Building $117,700 | $132,000 (-) Land $14,300 Building $117,700 | |
| 2022 | $132,000 Land $14,300 Building $117,700 | $132,000 Land $14,300 Building $117,700 | |
| 2021 | $1,274.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1997–2017) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Oct 2017 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARDIN COUNTY WATER DISTRICT #1 serves 30,230 people · EPA ID KY0470393 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2023 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brandenburg Telecom Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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