Hardin County property record for 927 Austin Dr, Radcliff, KY 40160
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,732 sqft · built 1985 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,019 (2025) |
| Deeds & Mortgages | Jan 2026 Mortgage Nov 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 180-20-08-003 |
| Primary APN | 180-20-08-003 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,732 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Single |
| Year Built | Built 1985 |
|---|---|
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 10,890 sqft (0.25 acres) |
| Patio Area | 222 sqft |
| Heating System | Central |
|---|---|
| Heating Fuel | Electric |
| Street Address | 927 AUSTIN DR |
|---|---|
| City | RADCLIFF |
| State | KY |
| Zip | 40160-9031 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WHISPERING HILLS LT 240 #12 |
| Legal Subdivision | WHISPERING HILLS |
| Legal Lot Number | 240 |
| Jurisdiction | HARDIN KY |
| Township / Civil Division | RADCLIFF |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 600 |
927 Austin Dr is owned and occupied by two individuals.
Source: Hardin County records, as of January 16, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 927 AUSTIN DR, RADCLIFF, KY 40160-9031 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 12, 2026 | Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC |
| Nov 23, 2020 | Deed of Trust, Mortgage · VA Mortgage UNITED MILITARY MORTGAGE LLC |
| Nov 19, 2018 | Deed of Trust, Mortgage · VA Mortgage LOANDEPOTCOM LLC |
| Deed Names | Name on Deed |
|---|---|
| Deed Document Number | 0000546300 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN KY |
| Property Address | 927 AUSTIN DR, RADCLIFF, KY 40160-9031 |
| Transaction Type | Mortgage |
| Record Updated | Jan 28, 2026 |
| Title Company | UNKNOWN, AMERICAS SETTLEMENT COMPANY |
| Name | Verified Name |
|---|---|
| Address | 927 AUSTIN DR, RADCLIFF, KY 40160-9031 |
| Document Number | 002597/641 |
|---|---|
| Date | Jan 12, 2026 |
| Book Page | 2597/641 |
| Name | NEW DAY FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | WEST PALM BEACH, FL 33401 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN KY |
| Property Address | 927 AUSTIN DR, RADCLIFF, KY 40160-9031 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | ELEVATED TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 2347/654 |
|---|---|
| Date | Nov 23, 2020 |
| Book Page | 2347/654 |
| Name | UNITED MILITARY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | LINDON, UT 84042 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN KY |
| Property Address | 927 AUSTIN DR, RADCLIFF, KY 40160-9031 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2018 |
| Name | Verified Name |
|---|
| Document Number | 0000002251/0000001396 |
|---|---|
| Date | Nov 19, 2018 |
| Book Page | 0000002251/0000001396 |
| Instrument | 180-00014371 |
| Name | LOANDEPOTCOM LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 350 Months |
| Due | Jan 1, 2048 |
The 2025 property tax bill for 927 Austin Dr was $1,019 with exemptions applied.
Source: Hardin County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Hardin County |
| Municipality | Radcliff City |
| Unified School District | Hardin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,019.00 Homeowner's exemption Additional exemption filed | $154,200 Land $18,000 Building $136,200 | $154,200 Land $18,000 Building $136,200 |
| 2023 | $114,500 (-) Land $14,300 Building $100,200 | $114,500 (-) Land $14,300 Building $100,200 | |
| 2022 | $114,500 Land $14,300 Building $100,200 | $114,500 Land $14,300 Building $100,200 | |
| 2021 | $733.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 927 Austin Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1997.
Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1997–2017) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Oct 2017 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 927 Austin Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARDIN COUNTY WATER DISTRICT #1 serves 30,230 people · EPA ID KY0470393 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2023 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brandenburg Telecom Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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