941 45th St, Oakland (Emeryville), CA 94608 Property Records

Alameda County property record for 941 45th St, Oakland, CA 94608

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,888 sqft · built 1912
Lot Size	0.078 acres (3,400 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,025,000 (May 2024)
Tax Bill	$15,324 (2025)
Deeds & Mortgages	Oct 2023 Transfer Nov 2022 Mortgage + 6 more
Flood Zone	Zone X (moderate risk)
APN	`13-1087-27-1`

Property Details

APN / Parcel Number

Primary APN	`13-1087-27-1`
Alternative APN	`013-1087-027-01`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,888 sqft Living Area

Exterior

Year Built	Built 1912
Effective Year Built	Effective 1912
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	3,400 sqft (0.078 acres)

Location & Zoning

Street Address	941 45TH ST
City	EMERYVILLE
State	CA
Zip	94608-3413
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00001 BLK: 0027 AR: 0013 PAGE: 1087
Legal Subdivision	ALDEN
Legal Block	2
Legal Lot Number	11
Jurisdiction	ALAMEDA CA
Township / Civil Division	OAKLAND
Census Block Group	2
Census Block	2006
Census Tract	401000

Owner

Source: Alameda County records, as of August 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	941 45TH ST, EMERYVILLE, CA 94608-3413
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2023	Intrafamily Transfer, Transfer
Nov 9, 2022	Quit Claim Deed, Transfer · Conventional Mortgage PRIMUS LENDING CORP
Nov 9, 2022	Intrafamily Transfer, Transfer OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY
Mar 23, 2021	Deed of Trust, Mortgage · Commercial Mortgage QUALFAX INC
Sep 27, 2021	Deed of Trust, Mortgage · Commercial Mortgage QUALFAX INC
Feb 8, 2022	Intrafamily Transfer, Transfer · Commercial Mortgage CIVIC FINANCIAL SERVICES LLC
Mar 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUALFAX INC
Nov 8, 2019	Deed of Trust, Mortgage · Conventional Mortgage RYAN ALEXANDER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 15, 2024 · Amount on Record
Deed Sale	May 15, 2024 · Amount on Record
Prior Sale	Feb 28, 2006 · Amount on Record
Deed Document Number	202461055
Prior Transfer Date	Sep 26, 1997
Prior Transfer Doc	0000256393
Record Updated	Oct 29, 2026

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALAMEDA CA
Recording Date	Oct 3, 2023
Property Address	941 45TH ST, OAKLAND, CA 94608-3413
Document Number	0000113958
Map Reference	MB 17 PG 48
Instrument Date	Aug 14, 2023
Instrument	2023113958
Transaction Type	Transfer
Record Updated	Nov 2, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	941 45TH ST, OAKLAND, CA 94608-3413

November 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ALAMEDA CA
Recording Date	Nov 9, 2022
Property Address	941 45TH ST, OAKLAND, CA 94608-3413
Document Number	0000183642
Map Reference	MB 17 PG 48
Instrument Date	Nov 1, 2022
Instrument	2022183642
Transaction Type	Transfer
Record Updated	Dec 7, 2022
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	941 45TH ST, OAKLAND, CA 94608-3413

Mortgage

Document Number	0000183643
Date	Nov 9, 2022
Instrument	2022183643

Lender

Name	PRIMUS LENDING CORP
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	7%
Type Change Date	Dec 1, 2027
Change Frequency	Annually
Min Rate At Change	5%
Max Rate At Change	9%
Index	1-Year T-Bill
Max Rate	13%

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALAMEDA CA
Recording Date	Nov 9, 2022
Property Address	941 45TH ST, OAKLAND, CA 94608-3413
Document Number	0000183641
Map Reference	MB 17 PG 48
Instrument Date	Oct 3, 2022
Instrument	2022183641
Transaction Type	Transfer
Record Updated	Dec 7, 2022
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	941 45TH ST, OAKLAND, CA 94608-3413

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	941 45TH ST, OAKLAND, CA 94608-3413
Transaction Type	Mortgage
Record Updated	Jul 19, 2022
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	679 28TH ST, OAKLAND, CA 94609-3521

Mortgage

Document Number	0000117500
Date	Mar 23, 2021
Instrument	2021117500

Lender

Name	QUALFAX INC
Type	Non-Lending Institution
Address	GARDENA, CA 90248

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	941 45TH ST, OAKLAND, CA 94608-3413
Transaction Type	Mortgage
Record Updated	Jul 19, 2022
Title Company	TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	679 28TH ST, OAKLAND, CA 94609-3521

Mortgage

Document Number	0000321812
Date	Sep 27, 2021
Instrument	2021321812

Lender

Name	QUALFAX INC
Type	Non-Lending Institution
Address	GARDENA, CA 90248

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALAMEDA CA
Recording Date	Feb 8, 2022
Property Address	941 45TH ST, OAKLAND, CA 94608-3413
Document Number	0000030262
Map Reference	MB 17 PG 48
Instrument Date	Feb 3, 2022
Instrument	2022030262
Transaction Type	Transfer
Record Updated	Jul 19, 2022
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	941 45TH ST, OAKLAND, CA 94608-3413

Mortgage

Document Number	0000030263
Date	Feb 8, 2022
Instrument	2022030263

Lender

Name	CIVIC FINANCIAL SERVICES LLC
Type	Funding / Finance Company

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	13 Months
Due	Mar 1, 2023

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	941 45TH ST, OAKLAND, CA 94608-3413
Document Number	0000061604
Instrument Date	Mar 10, 2020
Transaction Type	Mortgage
Record Updated	May 15, 2020
Title Company	STEWART TITLE, STEWART TITLE/CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	679 28TH ST OAKLAND CA 946093521, OAKLAND, CA 94609-3521

Mortgage

Document Number	0000061604
Date	Mar 16, 2020
Instrument	61604

Lender

Name	QUALFAX INC
Address	GARDENA, CA 90248

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	941 45TH ST, OAKLAND, CA 94608-3413
Document Number	0000234017
Instrument Date	Nov 8, 2019
Transaction Type	Mortgage
Record Updated	Dec 19, 2019
Title Company	STEWART TITLE, STEWART TITLE/CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	679 28TH ST OAKLAND CA 946093521, OAKLAND, CA 94609-3521

Mortgage

Document Number	0000234017
Date	Nov 15, 2019
Instrument	234017

Lender

Name	RYAN ALEXANDER
Address	21 C ORINDA WAY # 127, ORINDA, CA 94563-2534

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Oakland City
Unified School District	Oakland Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,066,409 (+2%) Land $319,402 Building $747,007
2025	$15,324.00 (+98.14%)	$1,045,500 (+143.1%) Land $313,140 Building $732,360
2023	$7,734.00 Homeowner's exemption	$430,068 Land $129,020 Building $301,048	$1,201,680

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1983)
Most Recent Claim	Mar 1983 · Coastal Storms, Floods, Slides & Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,062 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Sonic Telecom Fiber	1,000 / 1,000
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Google Fiber, Sail Internet.

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