927 45th St, Oakland (Emeryville), CA 94608 Property Records

Alameda County property record for 927 45th St, Oakland, CA 94608

Property Summary

Property TypeDuplex
Details3 bd · 2 ba · 2,064 sqft · built 1923
Lot Size0.115 acres (5,000 sqft)
OwnerTrust Name on File
Tax Bill$6,809 (2025)
Deeds & MortgagesDec 2017 Mortgage
Flood ZoneZone X (moderate risk)
APN13-1087-29

Property Details

APN / Parcel Number

Primary APN13-1087-29
Alternative APN
  • 013-1087-029-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms11 Rooms
Units2 Units
Stories1 Story
Building Area2,064 sqft Living Area

Exterior

Year BuiltBuilt 1923
Effective Year BuiltEffective 1940
Construction TypeWood
Lot Area5,000 sqft (0.115 acres)

Location & Zoning

Street Address927 45TH ST
CityEMERYVILLE
StateCA
Zip94608-3413
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Legal DescriptionLOT: 00029 BLK: AR: 0013 PAGE: 1087
Legal SubdivisionALDEN/TEMESCAL
Legal Block2104
Legal Lot Number13
JurisdictionALAMEDA CA
Township / Civil DivisionOAKLAND
Census Block Group2
Census Block2006
Census Tract401000

Owner

927 45th St, a duplex, is owner-occupied and held in a trust since June 2006.

Source: Alameda County records, as of August 5, 2026

Owner of RecordTrust Name on File
Mailing Address927 45TH ST, EMERYVILLE, CA 94608-3413
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateJun 22, 2006
Transfer Doc0000286376
Record UpdatedSep 20, 2026

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALAMEDA CA
Property Address927 45TH ST, OAKLAND, CA 94608-3413
Document Number0000001957
Instrument DateDec 27, 2017
Transaction TypeMortgage
Record UpdatedJan 23, 2018
Title CompanyNORTH AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address927 45TH ST OAKLAND CA 946083413, OAKLAND, CA 94608-3413

Mortgage

Document Number0000001957
DateJan 4, 2018
Instrument1957
Lender
NameSPECTRUM CU
AddressOAKLAND, CA 94607
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJan 3, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 927 45th St was $6,809 with a homeowner's exemption.

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyAlameda County
MunicipalityOakland City
Unified School DistrictOakland Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$140,925 (-2.83%) Land $120,418 Building $27,507
2025$6,809.00 Homeowner's exemption$145,025 Land $118,057 Building $26,968
2023$5,741.00 Homeowner's exemption$139,394 Land $113,473 Building $25,921

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 927 45th St in Zone X, an area of moderate flood risk, though there have been 1 flood claim nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1983)
Most Recent ClaimMar 1983 · Coastal Storms, Floods, Slides & Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 927 45th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEAST BAY MUD
serves 1,468,000 people · EPA ID CA0110005
Water SourceSurface water
Last State InspectionDec 2021
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,062 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Sonic Telecom
Fiber
1,000 / 1,000
Unwired
Fixed Wireless
300 / 25
Verizon
Fixed Wireless
300 / 20
Etheric Networks
Fixed Wireless
250 / 100
T-Mobile
Fixed Wireless
100 / 20

May also be available: GeoLinks, Google Fiber, Sail Internet.

Nearby Properties on 45th St

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