949 45th St, Oakland (Emeryville), CA 94608 Property Records

Alameda County property record for 949 45th St, Oakland, CA 94608

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,410 sqft · built 1906
Lot Size	0.076 acres (3,300 sqft)
Owner	2 Trust Names on File
Last Sale	$1,000,000 (Sep 2024)
Tax Bill	$14,653 (2025)
Deeds & Mortgages	Oct 2025 Transfer Nov 2023 Sale & Construction Loan + 1 more
Flood Zone	Zone X (moderate risk)
APN	`13-1087-25`

Property Details

APN / Parcel Number

Primary APN	`13-1087-25`
Alternative APN	`013-1087-025-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,410 sqft Living Area

Exterior

Year Built	Built 1906
Effective Year Built	Effective 1906
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	3,300 sqft (0.076 acres)

Location & Zoning

Street Address	949 45TH ST
City	EMERYVILLE
State	CA
Zip	94608-3413
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00025 BLK: AR: 0013 PAGE: 1087
Legal Subdivision	ALDEN/TEMESCAL
Legal Block	2104
Legal Lot Number	9&10
Jurisdiction	ALAMEDA CA
Township / Civil Division	OAKLAND
Census Block Group	2
Census Block	2006
Census Tract	401000

Owner

949 45th St is owner-occupied and held in a trust since October 2025.

Source: Alameda County records, as of August 26, 2026

Owner of Record	2 Trust Names on File
Mailing Address	949 45TH ST, EMERYVILLE, CA 94608-3413
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2025	Intrafamily Transfer, Transfer
Nov 1, 2023	Grant Deed, Construction Loan · Construction Mortgage KIAVI FUNDING INC
Nov 1, 2023	Grant Deed, Construction Loan · Construction Mortgage KIAVI FUNDING INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 13, 2024 · Amount on File
Deed Sale	Sep 13, 2024 · Amount on File
Prior Sale	Nov 1, 2023 · Amount on File
Deed Document Number	2024112325
Last Transfer Date	Oct 10, 2025
Transfer Doc	0000128029
Record Updated	Oct 29, 2026

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALAMEDA CA
Recording Date	Oct 13, 2025
Property Address	949 45TH ST, OAKLAND, CA 94608-3413
Document Number	0000128029
Map Reference	MB 17 PG 48
Instrument Date	Oct 10, 2025
Instrument	2025128029
Transaction Type	Transfer
Record Updated	Nov 5, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	949 45TH ST, OAKLAND, CA 94608-3413

November 2023: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Nov 1, 2023
Property Address	949 45TH ST, OAKLAND, CA 94608-3413
Document Number	0000129119
Map Reference	MB 17 PG 48
Instrument Date	Oct 25, 2023
Instrument	2023129119
Transaction Type	Construction Loan
Record Updated	Dec 28, 2023
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$10,143.00
Amount Accuracy	Rounded by County
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7633 SUNKIST DR, OAKLAND, CA 94605-3024

Mortgage

Document Number	0000129120
Date	Nov 1, 2023
Instrument	2023129120

Lender

Name	KIAVI FUNDING INC
Type	Mortgage Company

Agreement

Type	Construction Mortgage
Amount	Amount on Record

November 2023: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Nov 1, 2023
Property Address	949 45TH ST, OAKLAND, CA 94608-3413
Document Number	0000129119
Map Reference	MB 17 PG 48
Instrument Date	Oct 24, 2023
Instrument	2023129119
Transaction Type	Construction Loan
Record Updated	Dec 29, 2023
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$10,143.00
Amount Accuracy	Rounded by County
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7633 SUNKIST DR, OAKLAND, CA 94605-3024

Mortgage

Document Number	0000129120
Date	Nov 1, 2023
Instrument	2023129120

Lender

Name	KIAVI FUNDING INC
Type	Mortgage Company

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 949 45th St was $14,653.

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Oakland City
Unified School District	Oakland Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,013,000 (+1.3%) Land $306,000 Building $714,000
2025	$14,653.00 Homeowner's exemption	$1,000,000 Land $300,000 Building $700,000
2023	$4,400.00 Homeowner's exemption	$196,032 Land $58,809 Building $137,223	$549,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 949 45th St in Zone X, an area of moderate flood risk, though there have been 1 flood claim nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1983)
Most Recent Claim	Mar 1983 · Coastal Storms, Floods, Slides & Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 949 45th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,062 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Sonic Telecom Fiber	1,000 / 1,000
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Google Fiber, Sail Internet.

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