Orange County property record for 9407 Lake Lotta Cir, Gotha, FL 34734
| Property Type | Townhouse |
|---|---|
| Details | 2 bd · 2 ba · 1,072 sqft · built 1985 |
| Lot Size | 0.113 acres (4,905 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $279,900 (Jan 2026) |
| Tax Bill | $2,889 (2025) |
| Deeds & Mortgages | Aug 2022 Line of Credit Jan 2026 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-22-28-1348-00-060 |
| Primary APN | 28-22-28-1348-00-060 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Units | 2 Units |
| Stories | 1 Story |
| Building Area | 1,072 sqft Living Area |
| Gross Area | 1,130 sqft |
| 1st Floor Area | 1,072 sqft |
| Utility Area | 50 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Townhouse |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 4,905 sqft (0.113 acres) |
| Porch | Finished/Open Porch |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 9407 LAKE LOTTA CIR |
|---|---|
| City | GOTHA |
| State | FL |
| Zip | 34734-5048 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R-2 |
| Legal Description | CITRUS OAKS PHASE ONE 14/7 LOT 6 (LESS W 73.5 FT THEREOF) |
| Legal Range | 28E |
| Legal Township | 22S |
| Legal Section | 28 |
| Legal Subdivision | CITRUS OAKS PH 1 |
| Legal Phase | 1 |
| Legal Tract | 1348 |
| Legal Lot Number | 6 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | WINTER GARDEN-OCOEE |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 14804 |
Source: Orange County records, as of June 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 32, WINDERMERE, FL 34786-0032 |
| Owner Type | Individual |
| Vesting | Unmarried Woman |
| Date | Document |
|---|---|
| Aug 25, 2022 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA |
| Jan 21, 2026 | Warranty Deed, Transfer · FHA Mortgage BANK OF AMERICA NA |
| Nov 12, 2020 | Warranty Deed, Transfer · Conventional with PMI FIFTH THIRD BK NA |
| Apr 21, 2020 | Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 21, 2026 · Amount on Record |
| Deed Sale | Jan 21, 2026 · Amount on Record |
| Prior Sale | Nov 12, 2020 · Amount on Record |
| Deed Document Number | 202637770 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 9407 LAKE LOTTA CIR, GOTHA, FL 34734-5048 |
| Transaction Type | Mortgage |
| Record Updated | Jan 30, 2026 |
| Name | Verified Name |
|---|---|
| Address | 9407 LAKE LOTTA CIR, GOTHA, FL 34734-5048 |
| Document Number | 0000521422 |
|---|---|
| Date | Aug 25, 2022 |
| Instrument | 20220521422 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Jun 25, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Jan 21, 2026 |
| Property Address | 9407 LAKE LOTTA CIR, GOTHA, FL 34734-5048 |
| Document Number | 0000037770 |
| Map Reference | MB 14 PG 7 |
| Instrument Date | Jan 20, 2026 |
| Instrument | 20260037770 |
| Transaction Type | Transfer |
| Record Updated | Jan 30, 2026 |
| Title Company | UNKNOWN, GREEN LINE TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,959.30 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3539 W JEFFERSON ST, ORLANDO, FL 32805-2011 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 32, WINDERMERE, FL 34786-0032 |
| Document Number | 0000037771 |
|---|---|
| Date | Jan 21, 2026 |
| Instrument | 20260037771 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Nov 12, 2020 |
| Property Address | 9407 LAKE LOTTA CIR, GOTHA, FL 34734-5048 |
| Document Number | 0000591239 |
| Instrument Date | Oct 30, 2020 |
| Instrument | 591239 |
| Transaction Type | Transfer |
| Record Updated | Dec 1, 2020 |
| Title Company | ARTESIAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,316.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9407 LAKE LOTTA CIR GOTHA FL 347345048, GOTHA, FL 34734-5048 |
| Document Number | 591240 |
|---|---|
| Date | Nov 12, 2020 |
| Instrument | 591240 |
| Name | FIFTH THIRD BK NA |
|---|---|
| Address | CINCINNATI, OH 45227 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 11, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Apr 21, 2020 |
| Property Address | 9407 LAKE LOTTA CIR, GOTHA, FL 34734-5048 |
| Document Number | 0000246092 |
| Instrument Date | Mar 31, 2020 |
| Instrument | 246092 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2020 |
| Title Company | HOUSE OF TITLES |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,071.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 9407 LAKE LOTTA CIR GOTHA FL 347345048, GOTHA, FL 34734-5048 |
| Document Number | 246093 |
|---|---|
| Date | Apr 21, 2020 |
| Instrument | 246093 |
| Name | UNITED WHOLESALE MTG |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 20, 2050 |
Source: Orange County assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Unified School District | Orange County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $193,146 (+2.7%) | $210,170 (-1.25%) Land $50,000 Building $160,170 | |
| 2025 | $2,889.00 (+6.49%) Homeowner's exemption | $188,068 (+5.99%) | $212,830 (+8.64%) Land $50,000 Building $162,830 |
| 2024 | $2,713.00 (+7.23%) | ||
| 2023 | $2,530.00 (+4.42%) Homeowner's exemption | $177,445 (+3%) | $195,896 (+13.71%) Land $45,000 Building $150,896 |
| 2022 | $2,423.00 Homeowner's exemption | $172,277 Land $45,000 Building $127,277 | $172,277 Land $45,000 Building $127,277 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (1998) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 1998 · Severe Storms, High Winds, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 323 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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