9392 Lake Lotta Cir, Gotha, FL 34734 Property Records

Orange County property record for 9392 Lake Lotta Cir, Gotha, FL 34734

Property Summary

Property Type	Townhouse
Details	3 bd · 2.5 ba · 1,198 sqft · built 1985
Lot Size	0.64 acres (2,802 sqft)
Owner	Individual Name on Record
Last Sale	$110,300 (Apr 2014)
Tax Bill	$3,703 (2025)
Deeds & Mortgages	Aug 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28-22-28-1348-00-120`

Property Details

APN / Parcel Number

Primary APN	`28-22-28-1348-00-120`
Alternative APNs	`256020` `260870` `265416`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Units	2 Units
Stories	2 Stories
Building Area	1,198 sqft Living Area
Gross Area	1,520 sqft
1st Floor Area	552 sqft
Utility Area	50 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1990
Architectural Style	Townhouse
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	2,802 sqft (0.64 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	300 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	9392 LAKE LOTTA CIR
City	GOTHA
State	FL
Zip	34734-5045
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R-2
Legal Description	CITRUS OAKS PHASE ONE 14/7 THE E 20 FT OF W 54.5 FT OF LOT 1 2
Legal Range	28E
Legal Township	22S
Legal Section	28
Legal Subdivision	CITRUS OAKS PH 1
Legal Phase	1
Legal Tract	1348
Legal Lot Number	1
Jurisdiction	ORANGE FL
Township / Civil Division	WINTER GARDEN-OCOEE
Census Block Group	1
Census Block	1016
Census Tract	14804

Owner

Source: Orange County records, as of May 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	9392 LAKE LOTTA CIR, GOTHA, FL 34734-5045
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 7, 2014 · Amount on Record
Deed Sale	Apr 7, 2014 · Amount on Record
Prior Sale	Sep 17, 2009 · Amount on Record
Deed Document Number	2014174248
Deed Book / Page	10727 / 5671
Transfer Doc	6256004907
Record Updated	Jun 8, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	9392 LAKE LOTTA CIR, GOTHA, FL 34734-5045
Transaction Type	Mortgage
Record Updated	Sep 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9392 LAKE LOTTA CIR, GOTHA, FL 34734-5045

Mortgage

Document Number	20210495807
Date	Aug 16, 2021
Instrument	20210495807

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	272 Months
Due	Apr 1, 2044

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$206,546 (+1%)	$208,520 (-2.51%) Land $50,000 Building $158,520
2025	$3,703.00 (+7.58%)	$187,769 (-4.93%)	$213,890 (+8.3%) Land $50,000 Building $163,890
2024	$3,442.00 (+12.12%)
2023	$3,070.00 (+10.91%)	$197,496 (+13.25%) Land $45,000 Building $152,496	$197,496 (+13.25%) Land $45,000 Building $152,496
2022	$2,768.00	$174,387 Land $45,000 Building $129,387	$174,387 Land $45,000 Building $129,387

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 1998 · Severe Storms, High Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 323 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30