9400 Concord Rd, Saint Cloud, FL 34773 Property Records

Osceola County property record for 9400 Concord Rd, Saint Cloud, FL 34773

Property Summary

Property Type	Mobile Home
Details	6 bd · 3 ba · 2,160 sqft · built 2019
Lot Size	0.923 acres (40,249 sqft)
Owner	Individual Name on File
Last Sale	$26,900 (Apr 2019)
Tax Bill	$3,110 (2025)
Deeds & Mortgages	Apr 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`107309`

Property Details

APN / Parcel Number

Primary APN	`107309`
Alternative APN	`192733273000010340`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Building Area	2,160 sqft Heated Area
1st Floor Area	2,160 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Architectural Style	Mobile/Manufactured
Exterior Material	Aluminum Siding
Foundation Type	Pier/Post & Beam
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	40,249 sqft (0.923 acres)

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	107309
Street Address	9400 CONCORD RD
City	SAINT CLOUD
State	FL
Zip	34773-9650
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	OAC
Legal Description	CANAVERAL ACRES NO 3 PB 2 PG 019 LOT 34
Legal Range	33E
Legal Township	27S
Legal Section	19
Legal Subdivision	CANAVERAL ACRES UN3
Legal Tract	2730
Legal Block	1
Legal Lot Number	34
Jurisdiction	OSCEOLA FL
Township / Civil Division	SOUTH AND EAST OSCEOLA
Census Block Group	3
Census Block	3016
Census Tract	43802

Owner

Source: Osceola County assessment roll, APN 107309, as of July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	9400 CONCORD RD, SAINT CLOUD, FL 34773-9650
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 26, 2019 · Amount on Record
Deed Sale	Apr 26, 2019 · Amount on Record
Deed Document Number	2019053533
Deed Book / Page	5514 / 0478
Record Updated	Jun 08, 2026

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Apr 26, 2019
Property Address	9400 CONCORD RD, SAINT CLOUD, FL 34773-9650
Document Number	0055140478
Book / Page	5514 / 0478
Map Reference	MB 2 PG 19
Instrument Date	Apr 22, 2019
Instrument	2019053533
Transaction Type	Transfer
Record Updated	Aug 01, 2022
Title Company	TALON TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Tax	$188.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1517 CENTURION DR, 1517, HEPHZIBAH, GA 30815-4513

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6370 JUDITH CT, SAINT CLOUD, FL 34771-9483

Mortgage

Document Number	2019053534
Date	Apr 26, 2019
Instrument	2019053534

Lender

Name	COUNTRYPLACE MORTGAGE LTD
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	365 Months
Due	Sep 01, 2049

Tax Assessment & Valuation

Source: Osceola County assessment roll as of July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,110.00 (+8.14%) Homeowner's exemption Disabled Person's exemption	$219,533 (+5.99%)	$294,200 (+4.73%) Land $50,000 Building $244,200
2023	$2,876.00 (+2.2%) Homeowner's exemption Disabled Person's exemption	$207,133 (+3%)	$280,900 (+39.68%) Land $45,000 Building $235,900
2022	$2,814.00 Homeowner's exemption Disabled Person's exemption	$201,100 Land $31,500 Building $169,600	$201,100 Land $31,500 Building $169,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), as of September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970438023, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 82 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	82 in force

Wildfire

Wildfire Risk	Very High above 91% of the US · above 85% of Florida
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation at the parcel

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 93 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Lumen Technologies Fiber	8,000 / 8,000
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System, water system FL3494429, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	TOHO WATER AUTHORITY-POINCIANA SYSTEM public/private · serves 69,447 people
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.