9415 Concord Rd, Saint Cloud, FL 34773 Property Records

Osceola County property record for 9415 Concord Rd, Saint Cloud, FL 34773 · Last verified December 2025

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,064 sqft · built 1992
Lot Size	0.925 acres (40,293 sqft)
Owner	2 Individual Names on File
Last Sale	$195,000 (Nov 2024)
Tax Bill	$2,570 (2025)
Deeds & Mortgages	Jul 2023 Mortgage Jun 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`107286`

Property Details

APN / Parcel Number

Primary APN	`107286`
Alternative APN	`192733273000010110`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,064 sqft Heated Area
1st Floor Area	1,064 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1992
Effective Year Built	Effective 2000
Architectural Style	Mobile/Manufactured
Exterior Material	Aluminum Siding
Foundation Type	Pier/Post & Beam
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	40,293 sqft (0.925 acres)
Deck Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	107286
Street Address	9415 CONCORD RD
City	SAINT CLOUD
State	FL
Zip	34773-9652
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	CANAVERAL ACRES NO 3 LOT 11 PB 2 PG 019
Legal Range	33E
Legal Township	27S
Legal Section	19
Legal Subdivision	CANAVERAL ACRES UN3
Legal Tract	2730
Legal Block	1
Legal Lot Number	11
Jurisdiction	OSCEOLA FL
Township / Civil Division	SOUTH AND EAST OSCEOLA
Census Block Group	3
Census Block	3021
Census Tract	43802

Owner

Source: Osceola County records · APN 107286

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Co-owner	Verified Secondary Owner
Mailing Address	9415 CONCORD RD, SAINT CLOUD, FL 34773-9652
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2023	Deed of Trust, Mortgage · FHA Mortgage AMERICAN FINANCIAL RESOURCES INC
Jun 21, 2021	Warranty Deed, Transfer · FHA Mortgage AMERICAN FINANCIAL RESOURCES INC
Dec 01, 2020	Warranty Deed, Transfer SOUTHEAST PROF TITLE L

Assessor's Deed Record

Deed Names	3 Verified Names on Deed
Last Sale	Nov 07, 2024 · Amount on Record
Deed Sale	Nov 07, 2024 · Amount on Record
Prior Sale	Jun 21, 2021 · Amount on Record
Deed Document Number	2024141708
Deed Book / Page	6692 / 1246
Record Updated	Jun 08, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	9415 CONCORD RD, SAINT CLOUD, FL 34773-9652
Transaction Type	Mortgage
Record Updated	Jul 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0064402365
Date	Jul 14, 2023
Book Page	6440/2365
Instrument	2023091025

Lender

Name	AMERICAN FINANCIAL RESOURCES INC
Type	Funding / Finance Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jun 01, 2053

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jun 21, 2021
Property Address	9415 CONCORD RD, SAINT CLOUD, FL 34773-9652
Document Number	0059842671
Book / Page	5984 / 2671
Map Reference	MB 2 PG 19
Instrument Date	May 25, 2021
Instrument	2021096051
Transaction Type	Transfer
Record Updated	Jul 08, 2021
Title Company	PUBLIC TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$979.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	270 NE 48TH TER, 270, MIAMI, FL 33137-3136

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9415 CONCORD RD, SAINT CLOUD, FL 34773-9652

Mortgage

Document Number	0059842677
Date	Jun 21, 2021
Book Page	5984/2677
Instrument	2021096054

Lender

Name	AMERICAN FINANCIAL RESOURCES INC
Type	Funding / Finance Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2051

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Dec 01, 2020
Property Address	9415 CONCORD RD, SAINT CLOUD, FL 34773-9652
Document Number	0058420752
Book / Page	005842 / 000752
Instrument Date	Nov 25, 2020
Instrument	162887
Transaction Type	Transfer
Record Updated	Dec 16, 2020
Title Company	SOUTHEAST PROF TITLE L

Transaction

Amount	Amount Recorded
Tax	$224.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	270 NE 48TH TER MIAMI FL 331373136, MIAMI, FL 33137-3136

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,570.00 (+56.04%)	$134,600 (+25.84%) Land $50,000 Building $84,600	$134,600 (+8.81%) Land $50,000 Building $84,600
2023	$1,647.00 (+13.66%) Homeowner's exemption	$106,964 (+22.11%)	$123,700 (+41.21%) Land $45,000 Building $78,700
2022	$1,449.00 Homeowner's exemption	$87,600 Land $31,500 Building $56,100	$87,600 Land $31,500 Building $56,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Wildfire

Wildfire Risk	Very High above 92% of the US · above 86% of Florida
Wildfire Likelihood	About 1 in 66 per year
Exposure	Direct burnable vegetation at the parcel

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values are read at the parcel center point; lenders make the official flood determination.

9415 Concord Rd, Saint Cloud, FL 34773 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

July 2023: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

June 2021: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

December 2020: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Nearby Properties on Concord Rd

Nearby Streets

Search Property Records by Address or Parcel Number