912 W 7th St, Waterloo, IA 50702 Property Records

Black Hawk County property record for 912 W 7th St, Waterloo, IA 50702

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,184 sqft · built 1900
Lot Size	0.072 acres (3,150 sqft)
Owner	Company Name on Record
Last Sale	$60,000 (Oct 2025)
Tax Bill	$1,138 (2025)
Deeds & Mortgages	Oct 2018 Mortgage Oct 2025 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`8913-26-411-013`

Property Details

APN / Parcel Number

Primary APN	`8913-26-411-013`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,184 sqft Living Area
1st Floor Area	572 sqft
Basement Area	572 sqft
Unfinished Basement	572 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Other
Construction Type	Frame
Foundation Type	Block
Roof Type	Hip
Roof Material	Asphalt
Lot Area	3,150 sqft (0.072 acres)
Lot Dimensions	90 ft deep x 35 ft wide
Garage Type	Detached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Patio Area	198 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	912 W 7TH ST
City	WATERLOO
State	IA
Zip	50702-2134
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	JOHNSONS ADDITION SW 35 FT SE 90 FT LOT 12 BLK 5
Legal Range	13W
Legal Township	89N
Legal Section	26
Legal Subdivision	JOHNSONS ADDITION
Legal Block	5
Legal Lot Number	12
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	1
Census Block	1009
Census Tract	200

Owner

Source: Black Hawk County records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	919 W PARKER ST, WATERLOO, IA 50703-2104
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Oct 4, 2018	Deed of Trust, Mortgage FIRST NATIONAL BANK
Oct 27, 2025	Warranty Deed, Transfer · Line of Credit PEOPLES SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 27, 2025 · Amount on Record
Deed Sale	Oct 27, 2025 · Amount on Record
Prior Sale	Oct 1, 2018 · Amount on Record
Deed Document Number	202515760
Record Updated	Oct 29, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	912 W 7TH ST, WATERLOO, IA 50702-2134
Transaction Type	Mortgage
Record Updated	Nov 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900005650
Date	Oct 4, 2018
Instrument	201900005650

Lender

Name	FIRST NATIONAL BANK
Type	Bank

Agreement

Amount	Amount Recorded

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Oct 27, 2025
Property Address	912 W 7TH ST, WATERLOO, IA 50702-2134
Document Number	0202515760
Instrument Date	Oct 24, 2025
Instrument	2025-15760
Transaction Type	Transfer
Record Updated	Nov 24, 2025

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$95.20
Amount Accuracy	Rounded by County
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	919 W PARKER ST, WATERLOO, IA 50703-2104

Mortgage

Document Number	0202516794
Date	Oct 27, 2025
Instrument	2025-16794

Lender

Name	PEOPLES SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Nov 14, 2055

Interest

Change Frequency	Monthly

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,138.00 (+0.35%)	$55,760 (+6.62%) Land $5,520 Building $50,240	$55,760 (+6.62%) Land $5,520 Building $50,240
2024	$1,134.00 (+16.43%)
2023		$52,300 (+17.85%) Land $5,520 Building $46,780	$52,300 (+17.85%) Land $5,520 Building $46,780
2022	$974.00	$44,380 Land $5,520 Building $38,860
2021			$44,380 Land $5,520 Building $38,860

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AO, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1980)
Most Recent Claim	Jul 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 740 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Waterloo Fiber Fiber	10,000 / 10,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
AT&T Fixed Wireless	100 / 20

May also be available: Nextlink.

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