918 W 7th St, Waterloo, IA 50702 Property Records

Black Hawk County property record for 918 W 7th St, Waterloo, IA 50702

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 792 sqft · built 1891
Lot Size	0.193 acres (8,400 sqft)
Owner	2 Trust Names on File
Last Sale	$55,000 (Aug 2024)
Tax Bill	$1,128 (2025)
Deeds & Mortgages	Jan 2026 Transfer Dec 2021 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8913-26-411-014`

Property Details

APN / Parcel Number

Primary APN	`8913-26-411-014`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	792 sqft Living Area
1st Floor Area	792 sqft
Basement Area	792 sqft
Unfinished Basement	792 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1891
Effective Year Built	Effective 1891
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,400 sqft (0.193 acres)
Lot Dimensions	140 ft deep x 60 ft wide
Garage Type	Detached
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	918 W 7TH ST
City	WATERLOO
State	IA
Zip	50702-2134
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	JOHNSONS ADDITION LOT 11 BLK 5
Legal Range	13W
Legal Township	89N
Legal Section	26
Legal Subdivision	JOHNSONS ADDITION
Legal Block	5
Legal Lot Number	11
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	1
Census Block	1009
Census Tract	200

Owner

918 W 7th St is held in a trust since December 2025.

Source: Black Hawk County records, as of September 1, 2026

Owner of Record	2 Trust Names on File
Mailing Address	1308 E CANDLEWOOD AVE, ORANGE, CA 92867-3824
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 9, 2026	Intrafamily Transfer, Transfer
Dec 6, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage VERIDIAN CU
Aug 31, 2023	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 31, 2024 · Amount on File
Deed Sale	Aug 31, 2024 · Amount on File
Prior Sale	Aug 31, 2023 · Amount on File
Deed Document Number	20243133
Last Transfer Date	Dec 2, 2025
Transfer Doc	0202600369
Record Updated	Oct 29, 2026

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BLACK HAWK IA
Recording Date	Jan 9, 2026
Property Address	918 W 7TH ST, WATERLOO, IA 50702-2134
Document Number	0202600369
Instrument Date	Dec 2, 2025
Instrument	2026-00369
Transaction Type	Transfer
Record Updated	Jan 19, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1308 E CANDLEWOOD AVE, ORANGE, CA 92867-3824

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	918 W 7TH ST, WATERLOO, IA 50702-2134
Transaction Type	Mortgage
Record Updated	Sep 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	918 W 7TH ST, WASHBURN, IA 50702-2134

Mortgage

Document Number	202200011869
Date	Dec 6, 2021
Instrument	202200011869

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50704

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	120 Months
Due	Dec 5, 2031

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Aug 31, 2023
Property Address	918 W 7TH ST, WATERLOO, IA 50702-2134
Document Number	202400003133
Instrument Date	Aug 29, 2023
Instrument	202400003133
Transaction Type	Transfer
Record Updated	Sep 20, 2023

Transaction

Amount	Amount on Record
Tax	$87.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1002 W OLIVE ST, CORONA, CA 92882-4040

Tax Assessment & Valuation

The 2025 property tax bill for 918 W 7th St was $1,128, down 0.5% from the year before.

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,128.00 (-0.53%)	$55,290 Land $11,400 Building $43,890	$55,290 Land $11,400 Building $43,890
2024	$1,134.00
2023		$51,910 (+24.6%) Land $11,400 Building $40,510	$51,910 Land $11,400 Building $40,510
2022	$720.00 Homeowner's exemption	$41,660 Land $11,400 Building $30,260
2021			$41,660 Land $11,400 Building $30,260

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 918 W 7th St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AO, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1980)
Most Recent Claim	Jul 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 918 W 7th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 740 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Waterloo Fiber Fiber	10,000 / 10,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
AT&T Fixed Wireless	100 / 20

May also be available: Nextlink.

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