Sumter County property record for 940 Ramos Dr, Lady Lake, FL 32159
| Property Type | Single Family Home |
|---|---|
| Details | 1,928 sqft · built 1997 |
| Lot Size | 0.251 acres (10,934 sqft) |
| Owner | Individual Name on File |
| Last Sale | $178,500 (Oct 2001) |
| Tax Bill | $2,706 (2025) |
| Deeds & Mortgages | Mar 2019 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 121823D12H001 |
| Primary APN | 121823D12H001 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,928 sqft Living Area |
|---|---|
| Gross Area | 2,452 sqft |
| 1st Floor Area | 1,928 sqft |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Custom Design |
| Exterior Material | Block |
| Construction Type | Wood |
| Lot Area | 10,934 sqft (0.251 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Enclosed Porch |
| Porch Area | 354 sqft |
| Street Address | 940 RAMOS DR |
|---|---|
| City | LADY LAKE |
| State | FL |
| Zip | 32159-9308 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 1 THE VILLAGE OF SUMTER UNIT NO. 7 PLAT BOOK 4 PAGES 113-113E |
| Legal Range | 23E |
| Legal Township | 18S |
| Legal Section | 12 |
| Legal Subdivision | THE VILLAGE OF SUMTER |
| Legal Lot Number | 1 |
| Jurisdiction | SUMTER FL |
| Township / Civil Division | WILDWOOD |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 910800 |
940 Ramos Dr is owned and occupied by an individual who acquired it in February 2019.
Source: Sumter County records, as of December 2, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 940 RAMOS DR, THE VILLAGES, FL 32159-9308 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 15, 2001 · Amount on File |
| Deed Sale | Oct 15, 2001 · Amount on File |
| Deed Book / Page | 918 / 368 |
| Last Transfer Date | Feb 19, 2019 |
| Transfer Doc | 0035310454 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SUMTER FL |
| Recording Date | Mar 1, 2019 |
| Property Address | 940 RAMOS DR, THE VILLAGES, FL 32159-9308 |
| Document Number | 0035310454 |
| Book / Page | 003531 / 000454 |
| Instrument Date | Feb 19, 2019 |
| Instrument | 60007088 |
| Transaction Type | Transfer |
| Record Updated | Mar 19, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $0.70 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 940 RAMOS DR THE VILLAGES FL 321599308, THE VILLAGES, FL 32159-9308 |
The 2025 property tax bill for 940 Ramos Dr was $2,706 with exemptions applied, up 1.3% from the year before.
Source: Sumter County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Sumter County |
| Unified School District | Sumter County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,706.00 (+1.31%) Homeowner's exemption Widower's exemption | $228,050 | $356,080 Land $65,600 Building $290,480 |
| 2024 | $2,671.00 (+12.42%) | ||
| 2023 | $2,376.00 (+1.15%) Additional exemption filed | $215,180 (+3%) | $345,530 (-4.79%) Land $43,730 Building $301,800 |
| 2022 | $2,349.00 Homeowner's exemption Widower's exemption | $208,920 | $362,910 Land $43,730 Building $319,180 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 940 Ramos Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 15 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 1 (2004) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2004 · Hurricane Frances |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 940 Ramos Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VILLAGES OF LAKE-SUMTER - WTPS 1, 3, ; 5 serves 18,675 people · EPA ID FL3350942 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Also Mapped Here | VILLAGE WATER |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 369 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL | 140 / 20 |
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