Sumter County property record for 938 Ramos Dr, Lady Lake, FL 32159
| Property Type | Single Family Home |
|---|---|
| Details | 1,588 sqft · built 1994 |
| Lot Size | 0.18 acres (7,840 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $130,000 (Jan 2000) |
| Tax Bill | $2,412 (2025) |
| Deeds & Mortgages | Nov 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 121823D12D023 |
| Primary APN | 121823D12D023 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,588 sqft Living Area |
|---|---|
| Gross Area | 2,116 sqft |
| 1st Floor Area | 1,588 sqft |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Custom Design |
| Exterior Material | Wood |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 7,840 sqft (0.18 acres) |
| Lot Dimensions | 98 ft deep x 80 ft wide |
| View / Lot | Road |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 236 sqft |
| Street Address | 938 RAMOS DR |
|---|---|
| City | LADY LAKE |
| State | FL |
| Zip | 32159-8787 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 23 VILLAGES OF SUMTER UNIT NO. 3 PLAT BOOK 4 PAGES 103-103A |
| Legal Range | 23E |
| Legal Township | 18S |
| Legal Section | 12 |
| Legal Subdivision | VILLAGES OF SUMTER |
| Legal Lot Number | 23 |
| Jurisdiction | SUMTER FL |
| Township / Civil Division | WILDWOOD |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 910800 |
Source: Sumter County records, as of December 2, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 938 RAMOS DR, THE VILLAGES, FL 32159-8787 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 28, 2000 · Amount on Record |
| Deed Sale | Jan 28, 2000 · Amount on Record |
| Deed Book / Page | 787 / 55 |
| Last Transfer Date | Oct 4, 2018 |
| Transfer Doc | 0034860161 |
| Record Updated | Jun 8, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SUMTER FL |
| Recording Date | Nov 2, 2018 |
| Property Address | 938 RAMOS DR, THE VILLAGES, FL 32159-8787 |
| Document Number | 0034860161 |
| Book / Page | 003486 / 000161 |
| Instrument Date | Oct 4, 2018 |
| Instrument | 60038948 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.70 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 938 RAMOS DR THE VILLAGES FL 321598787, THE VILLAGES, FL 32159-8787 |
Source: Sumter County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Sumter County |
| Unified School District | Sumter County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,412.00 (+1.22%) Homeowner's exemption | $189,480 (+5.99%) | $278,400 (+0.18%) Land $47,040 Building $231,360 |
| 2024 | $2,383.00 (+14.18%) | ||
| 2023 | $2,087.00 (+3.11%) Additional exemption filed | $178,780 (+3%) | $277,900 (+2.36%) Land $31,360 Building $246,540 |
| 2022 | $2,024.00 Homeowner's exemption | $173,580 | $271,490 Land $35,280 Building $236,210 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 1 (2004) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2004 · Hurricane Frances |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VILLAGES OF LAKE-SUMTER - WTPS 1, 3, ; 5 serves 18,675 people · EPA ID FL3350942 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Also Mapped Here | VILLAGE WATER |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 369 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL | 140 / 20 |
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