Cherokee County property record for 940 N Watson Dr, Centre, AL 35960
| Property Type | Single Family Home |
|---|---|
| Details | 1,104 sqft · built 1976 |
| Lot Size | 0.74 acres (32,234 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $45,000 (Apr 2023) |
| Tax Bill | $453 (2023) |
| Deeds & Mortgages | Jul 2026 Mortgage Jun 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-14-05-21-1-002-027.000 |
| Primary APN | 13-14-05-21-1-002-027.000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,104 sqft Living Area |
| 1st Floor Area | 1,104 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 32,234 sqft (0.74 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 384 sqft |
| Account Number | 217201 |
|---|---|
| Street Address | 940 N WATSON DR |
| City | CENTRE |
| State | AL |
| Zip | 35960-1231 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 17, BLK K, WATSON ADD SD, PB 5 PG 8 |
| Legal Range | 09E |
| Legal Township | 10S |
| Legal Section | 21 |
| Legal Subdivision | WATSON ADD |
| Legal Block | K |
| Legal Lot Number | 17 |
| Jurisdiction | CHEROKEE AL |
| Township / Civil Division | CENTRE |
| Census Block Group | 4 |
| Census Block | 4027 |
| Census Tract | 956000 |
Source: Cherokee County records, as of October 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 940 N WATSON DR, CENTRE, AL 35960-1231 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 21, 2026 | Deed of Trust, Mortgage · Conventional Mortgage NONE LISTED ON DOCUMENT |
| Jun 17, 2022 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 5, 2023 · Amount on Record |
| Deed Sale | Apr 5, 2023 · Amount on Record |
| Prior Sale | Jun 17, 2022 · Amount on Record |
| Deed Document Number | 2023228674 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE AL |
| Recording Date | Jul 21, 2026 |
| Property Address | 940 N WATSON DR, CENTRE, AL 35960-1231 |
| Document Number | 0000244919 |
| Instrument Date | Jul 21, 2026 |
| Instrument | 2026244919 |
| Transaction Type | Mortgage |
| Record Updated | Aug 4, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Document Number | 0000244919, |
|---|---|
| Date | Jul 21, 2026 |
| Instrument | 2026244919 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Rate | 6.49% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHEROKEE AL |
| Recording Date | Jun 17, 2022 |
| Property Address | 940 N WATSON DR, CENTRE, AL 35960-1231 |
| Document Number | 0000224815 |
| Map Reference | PB 5 PG 8 |
| Instrument Date | Jun 13, 2022 |
| Instrument | 224815 |
| Transaction Type | Transfer |
| Record Updated | Jul 6, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1610 COUNTY ROAD 40, 1610, CENTRE, AL 35960-5160 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 10482 US HIGHWAY 411 N, CENTRE, AL 35960-3537 |
Source: Cherokee County assessment roll, as of December 1, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Cherokee County |
| Municipality | Centre City |
| Unified School District | Cherokee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,040 (-7.14%) Land $560 Building $480 | $89,900 (+1,505.36%) Land $5,500 Building $84,400 | |
| 2023 | $453.00 (+46.13%) | $1,120 (-83.03%) | $5,600 (-91.49%) Land $5,500 Building $100 |
| 2022 | $310.00 | $6,600 Land $560 Building $6,040 | $65,800 Land $5,500 Building $60,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 1 (2019) |
| Most Recent Claim | Feb 2019 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 81% of Alabama |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF CENTRE, WW AND SB OF THE serves 8,163 people · EPA ID AL0000188 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Oct 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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