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1003 N Watson Dr, Centre, AL 35960 Property Records

Cherokee County property record for 1003 N Watson Dr, Centre, AL 35960

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,203 sqft · built 2008
Lot Size0.34 acres (14,810 sqft)
OwnerIndividual Name on Record
Last Sale$110,000 (Jun 2022)
Tax Bill$561 (2026)
Deeds & MortgagesJun 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN13-14-05-21-1-003-002.000

Property Details

APN / Parcel Number

Primary APN13-14-05-21-1-003-002.000
Alternative APNs
  • ALT APN:1405211003002000
  • 215323
  • 29681

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,203 sqft Living Area
1st Floor Area1,203 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2008
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area14,810 sqft (0.34 acres)
Garage Area408 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area16 sqft

Location & Zoning

Account Number215323
Street Address1003 N WATSON DR
CityCENTRE
StateAL
Zip35960-1232
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 11, BLK I, WATSON ADD SD PB 5 PG 8;LESS THE S 50' OF SDLOT 11 BLK I
Legal Range09E
Legal Township10S
Legal Section21
Legal SubdivisionWATSON ADD
Legal BlockI
Legal Lot Number11
JurisdictionCHEROKEE AL
Township / Civil DivisionCENTRE
Census Block Group4
Census Block4028
Census Tract956000

Owner

Source: Cherokee County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1003 N WATSON DR, CENTRE, AL 35960-1232
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 16, 2022 · Amount on Record
Deed SaleJun 16, 2022 · Amount on Record
Prior SaleMar 31, 2015 · Amount on Record
Deed Document Number2022224800
Record UpdatedOct 29, 2026

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHEROKEE AL
Recording DateJun 16, 2022
Property Address1003 N WATSON DR, CENTRE, AL 35960-1232
Document Number0000224800
Map ReferencePB 5 PG 8
Instrument DateJun 14, 2022
Instrument224800
Transaction TypeTransfer
Record UpdatedMay 30, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address92 GARMON RD, GADSDEN, AL 35901-6902

Transferred To (Grantee/Buyer)

NameVerified Name
Address1003 N WATSON DR, CENTRE, AL 35960-1232

Mortgage

Document Number0000224801
DateJun 16, 2022
Instrument224801
Lender
NameALABAMA TEACHERS CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2052
Interest
Rate TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Type Change DateJun 1, 2032
Change Frequency5 Years
Min Rate At Change1.5%
Max Rate At Change6.75%
Index5-Year CMT

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of December 1, 2025

Property Jurisdictions

TypeName
StateAlabama
CountyCherokee County
MunicipalityCentre City
Unified School DistrictCherokee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$561.00 (+7.47%)
2025$522.00 Homeowner's exemption$12,240 (-) Land $440 Building $11,800$122,300 (-) Land $4,400 Building $117,900
2024$522.00 (-0.95%) Additional exemption filed$12,240 (-0.97%) Land $440 Building $11,800$122,300 (-0.97%) Land $4,400 Building $117,900
2023$527.00 (-55.07%)$12,360 (-50.48%)$123,500 (-1.04%) Land $4,400 Building $119,100
2022$1,173.00$24,960 Land $880 Building $24,080$124,800 Land $4,400 Building $120,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force
Nearby Flood Claims1 (2019)
Most Recent ClaimFeb 2019 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 81% of Alabama
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF CENTRE, WW AND SB OF THE
serves 8,163 people · EPA ID AL0000188
Water SourceSurface water
Last State InspectionAug 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Oct 2020
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

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