Cherokee County property record for 919 N Watson Dr, Centre, AL 35960
| Property Type | Single Family Home |
|---|---|
| Details | 1,232 sqft · built 2007 |
| Lot Size | 0.239 acres (10,454 sqft) |
| Owner | Individual Name on File |
| Last Sale | $180,000 (Jun 2024) |
| Tax Bill | $530 (2025) |
| Deeds & Mortgages | Feb 2024 Foreclosure Sep 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-14-05-21-1-003-019.000 |
| Primary APN | 13-14-05-21-1-003-019.000 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,232 sqft Living Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2007 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 10,454 sqft (0.239 acres) |
| Porch | Open Porch |
| Porch Area | 144 sqft |
| Account Number | 219809 |
|---|---|
| Street Address | 919 N WATSON DR |
| City | CENTRE |
| State | AL |
| Zip | 35960-1255 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ALL THAT PT OF LOT 3, BLK I, WATSON ADD SD PB 5 PG 8; BEG @THE NW COR SD LOT 3;S100;E98.45;N15;E10;N85;W107 TO POB |
| Legal Subdivision | WATSON ADD |
| Legal Block | 1 |
| Legal Lot Number | 3 |
| Jurisdiction | CHEROKEE AL |
| Township / Civil Division | CENTRE |
| Census Block Group | 4 |
| Census Block | 4028 |
| Census Tract | 956000 |
Source: Cherokee County assessment roll, as of January 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 919 N WATSON DR, CENTRE, AL 35960-1255 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 16, 2024 | Foreclosure |
| Sep 7, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Sep 17, 2021 | Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 7, 2024 · Amount on Record |
| Deed Sale | Jun 7, 2024 · Amount on Record |
| Prior Sale | Feb 16, 2024 · Amount on Record |
| Deed Document Number | 0000234101 |
| Record Updated | Jun 8, 2026 |
| Document Type | Foreclosure |
|---|---|
| Jurisdiction | CHEROKEE AL |
| Recording Date | Feb 16, 2024 |
| Property Address | 919 N WATSON DR, CENTRE, AL 35960-1255 |
| Document Number | 0000232462 |
| Map Reference | MB 5 PG 8 |
| Instrument Date | Feb 8, 2024 |
| Instrument | 232462 |
| Transaction Type | Foreclosure |
| Record Updated | Feb 28, 2024 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 54 CHATHAM PL, GUNTERSVILLE, AL 35976-7117 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE AL |
| Property Address | 919 N WATSON DR, CENTRE, AL 35960-1255 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000226083 |
|---|---|
| Date | Sep 7, 2022 |
| Instrument | 226083 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2052 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHEROKEE AL |
| Recording Date | Sep 17, 2021 |
| Property Address | 919 N WATSON DR, CENTRE, AL 35960-1255 |
| Document Number | 0000220396 |
| Instrument Date | Sep 10, 2021 |
| Instrument | 220396 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 919 N WATSON DR, CENTRE, AL 35960-1255 |
| Document Number | 0000220397 |
|---|---|
| Date | Sep 17, 2021 |
| Instrument | 220397 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2051 |
| Rate Type | Fixed Rate |
|---|
Source: Cherokee County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Cherokee County |
| Municipality | Centre City |
| Unified School District | Cherokee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $530.00 (-48.74%) Homeowner's exemption | $1,340 (-93.78%) Land $880 Building $460 | $124,200 (+12.81%) Land $8,800 Building $115,400 |
| 2024 | $1,034.00 (+143.87%) | $21,560 (+93.54%) Land $1,760 Building $19,800 | $110,100 (-0.99%) Land $8,800 Building $101,300 |
| 2023 | $424.00 Additional exemption filed | $11,140 (+894.64%) | $111,200 (-) Land $8,800 Building $102,400 |
| 2022 | $424.00 Additional exemption filed | $1,120 Land $880 Building $240 | $111,200 Land $8,800 Building $102,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 1 (2019) |
| Most Recent Claim | Feb 2019 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 81% of Alabama |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF CENTRE, WW AND SB OF THE serves 8,163 people · EPA ID AL0000188 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Oct 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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