Blount County property record for 825 McCay Ave, Oneonta, AL 35121
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,325 sqft · built 1952 |
| Lot Size | 0.539 acres (23,500 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $105,500 (Jun 2014) |
| Tax Bill | $1,531 (2026) |
| Deeds & Mortgages | Jun 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-09-31-1-002-010 |
| Primary APN | 16-09-31-1-002-010 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,325 sqft Living Area |
| 1st Floor Area | 1,325 sqft |
| Flooring | Carpet |
| Interior Walls | Plywood |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 2013 |
| Exterior Material | Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 23,500 sqft (0.539 acres) |
| Lot Dimensions | 235 ft deep x 100 ft wide |
| Garage Type | Carport |
| Garage Area | 192 sqft |
| Carport | Carport |
| Carport Area | 192 sqft |
| Utility Building | 240 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 54403 |
|---|---|
| Street Address | 825 MCCAY AVE |
| City | ONEONTA |
| State | AL |
| Zip | 35121-2520 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COM INT N SEC LN & E R/W 3RD AVE TH S 334' ALG SD R/W TO POB CONT S 100' ALG SD R/W E 165' NE 126' W 235' TO POB |
| Legal Range | 02E |
| Legal Township | 12S |
| Legal Section | 31 |
| Jurisdiction | BLOUNT AL |
| Township / Civil Division | ONEONTA |
| Census Block Group | 2 |
| Census Block | 2045 |
| Census Tract | 50105 |
825 McCay Ave is owned and occupied by two individuals who bought it in June 2014.
Source: Blount County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 825 MCCAY AVE, ONEONTA, AL 35121-2520 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 5, 2014 · Amount on File |
| Deed Sale | Jun 5, 2014 · Amount on File |
| Prior Sale | Sep 9, 2011 |
| Deed Document Number | 2014365771 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLOUNT AL |
| Property Address | 825 MCCAY AVE, ONEONTA, AL 35121-2520 |
| Transaction Type | Mortgage |
| Record Updated | Sep 17, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2020/16395 |
|---|---|
| Date | Jun 9, 2020 |
| Book Page | 2020/16395 |
| Instrument | 10017070 |
| Name | MISSOURI RESEARCH CENTER LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2050 |
The 2026 property tax bill for 825 McCay Ave was $1,531 with exemptions applied.
Source: Blount County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Blount County |
| Municipality | Oneonta City |
| Unified School District | Oneonta City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,531.00 Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption | ||
| 2025 | $17,540 | $175,160 Land $30,800 Building $144,360 | |
| 2023 | Homeowner's exemption | $16,180 Land $1,540 Building $14,640 | $161,520 Land $15,300 Building $146,220 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 825 McCay Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 21, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 825 McCay Ave is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Alabama |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ONEONTA, UB OF THE serves 19,971 people · EPA ID AL0000103 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Cable · Fiber in parts of the area | 1,000 / 25 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: T-Mobile.
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