Catoosa County property record for 94 Stephenson Dr, Ringgold, GA 30736
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,040 sqft · built 1955 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Individual Name on File |
| Last Sale | $140,000 (Jun 2021) |
| Tax Bill | $1,403 (2025) |
| Deeds & Mortgages | Aug 2023 Mortgage Jun 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | R0050158005 |
| Primary APN | R0050158005 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,040 sqft Heated Area |
| 1st Floor Area | 1,040 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Other |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 10,019 sqft (0.23 acres) |
| Lot Dimensions | 117 ft deep x 87 ft wide |
| Garage Area | 312 sqft |
| Porch | Slab |
| Porch Area | 140 sqft |
| Utility Building | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 28610 |
|---|---|
| Street Address | 94 STEPHENSON DR |
| City | RINGGOLD |
| State | GA |
| Zip | 30736-2039 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RIN R-2 |
| Legal Description | LOT 5 CHARLENE P CROSS ESTATE PLAT |
| Legal Subdivision | CHARLENE P CROSS ESTATE |
| Legal Lot Number | 5 |
| Jurisdiction | CATOOSA GA |
| Township / Civil Division | RINGGOLD |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 30201 |
94 Stephenson Dr is owned and occupied by an individual who bought it in June 2021.
Source: Catoosa County records, as of October 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 94 STEPHENSON DR, RINGGOLD, GA 30736-2039 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 8, 2023 | Deed of Trust, Mortgage · Conventional Mortgage NFM |
| Jun 16, 2021 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 16, 2021 · Amount on File |
| Deed Sale | Jun 16, 2021 · Amount on File |
| Prior Sale | Sep 21, 2016 · Amount on File |
| Deed Document Number | 20211379 |
| Deed Book / Page | 2145 / 749 |
| Prior Transfer Date | Nov 12, 2014 |
| Prior Transfer Doc | 1749000125 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CATOOSA GA |
| Property Address | 94 STEPHENSON DR, RINGGOLD, GA 30736-2039 |
| Transaction Type | Mortgage |
| Record Updated | Sep 8, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1190 WINTERSON RD, LINTHICUM, MD 21090-2209 |
| Document Number | 0022890000000138 |
|---|---|
| Date | Aug 8, 2023 |
| Book Page | 0000002289/0000000138 |
| Instrument | 005079 |
| Name | NFM |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CATOOSA GA |
| Recording Date | Jun 16, 2021 |
| Property Address | 94 STEPHENSON DR, RINGGOLD, GA 30736-2039 |
| Document Number | 0021450749 |
| Book / Page | 2145 / 749 |
| Instrument Date | Jun 16, 2021 |
| Instrument | 2021-001379 |
| Transaction Type | Transfer |
| Record Updated | Aug 3, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 94 STEPHENSON DR, RINGGOLD, GA 30736-2039 |
The 2025 property tax bill for 94 Stephenson Dr was $1,403.
Source: Catoosa County assessment roll, as of February 2, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Catoosa County |
| Municipality | Ringgold City |
| Unified School District | Catoosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,403.00 | $65,471 Land $14,000 Building $51,471 | $163,677 Land $35,000 Building $128,677 |
| 2023 | $1,149.00 (+27.81%) Homeowner's exemption | $46,868 Land $10,092 Building $36,776 | $117,172 Land $25,231 Building $91,941 |
| 2022 | $899.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 94 Stephenson Dr in Zone X, an area of minimal flood risk, though there have been 16 flood claims nearby since 1990.
Source: FEMA National Flood Hazard Layer, effective September 12, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 16 (1990–2020) |
| Claims Outside the SFHA | 12 of 16 |
| Most Recent Claim | Apr 2020 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 94 Stephenson Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 91% of Georgia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RINGGOLD serves 2,953 people · EPA ID GA0470002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2023 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Jan 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ringgold Telephone Company Fiber · DSL in parts of the area | 2,500 / 2,500 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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