Catoosa County property record for 80 Stephenson Dr, Ringgold, GA 30736
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 840 sqft · built 1949 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $120,000 (Sep 2021) |
| Tax Bill | $1,185 (2025) |
| Deeds & Mortgages | May 2021 Mortgage Sep 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R0050158004 |
| Primary APN | R0050158004 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 840 sqft Heated Area |
| 1st Floor Area | 840 sqft |
| Utility Area | 100 sqft |
| Utility Room | Utility Room |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 8,712 sqft (0.2 acres) |
| Lot Dimensions | 116 ft deep x 75 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Porch | Slab |
| Porch Area | 40 sqft |
| Storage Building | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 28609 |
|---|---|
| Street Address | 80 STEPHENSON DR |
| City | RINGGOLD |
| State | GA |
| Zip | 30736-2039 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RIN R-2 |
| Legal Description | LOT 4 CHARLENE P CROSS ESTATE PLAT |
| Legal Subdivision | CHARLENE P CROSS ESTATE |
| Legal Lot Number | 4 |
| Jurisdiction | CATOOSA GA |
| Township / Civil Division | RINGGOLD |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 30201 |
Source: Catoosa County records, as of February 2, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5952 KEITH RD, RINGGOLD, GA 30736-4517 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 17, 2021 | Deed of Trust, Mortgage · Commercial Mortgage FNB BANK |
| Sep 7, 2021 | Warranty Deed, Transfer · Conventional Mortgage INDEPENDENT BANK |
| May 17, 2021 | Deed of Trust, Construction Loan · Line of Credit FNB BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 7, 2021 · Amount on Record |
| Deed Sale | Sep 7, 2021 · Amount on Record |
| Prior Sale | Jun 28, 2016 · Amount on Record |
| Deed Document Number | 20212176 |
| Deed Book / Page | 2167 / 70 |
| Prior Transfer Date | Sep 2, 1953 |
| Prior Transfer Doc | 0069000361 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CATOOSA GA |
| Property Address | 80 STEPHENSON DR, RINGGOLD, GA 30736-2039 |
| Transaction Type | Mortgage |
| Record Updated | Aug 3, 2022 |
| Name | Verified Name |
|---|---|
| Address | 80 STEPHENSON DR, RINGGOLD, GA 30736-2039 |
| Document Number | 0021380000000222 |
|---|---|
| Date | May 17, 2021 |
| Book Page | 0000002138/0000000222 |
| Instrument | 004788 |
| Name | FNB BANK |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Jan 1, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CATOOSA GA |
| Recording Date | Sep 7, 2021 |
| Property Address | 80 STEPHENSON DR, RINGGOLD, GA 30736-2039 |
| Document Number | 0021670070 |
| Book / Page | 2167 / 70 |
| Instrument Date | Sep 7, 2021 |
| Instrument | 2021-002176 |
| Transaction Type | Transfer |
| Record Updated | Aug 3, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5952 KEITH RD, RINGGOLD, GA 30736-4517 |
| Document Number | 0021670000000071 |
|---|---|
| Date | Sep 8, 2021 |
| Book Page | 0000002167/0000000071 |
| Instrument | 008871 |
| Name | INDEPENDENT BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CATOOSA GA |
| Recording Date | May 17, 2021 |
| Property Address | 80 STEPHENSON DR, RINGGOLD, GA 30736-2039 |
| Document Number | 0021380222 |
| Book / Page | 002138 / 000222 |
| Instrument Date | May 7, 2021 |
| Transaction Type | Construction Loan |
| Record Updated | Jun 23, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 184 OLD COUNTY RD RINGGOLD GA 307362551, RINGGOLD, GA 30736-2551 |
| Document Number | 21380222 |
|---|---|
| Date | May 17, 2021 |
| Book Page | 002138/000222 |
| Name | FNB BK |
|---|---|
| Type | Bank |
| Address | RINGGOLD, GA 30736 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | May 16, 2026 |
| Rate Type | Adjustable Rate |
|---|
Source: Catoosa County assessment roll, as of February 2, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Catoosa County |
| Municipality | Ringgold City |
| Unified School District | Catoosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,185.00 (+22.16%) | $55,296 (+45.15%) Land $14,000 Building $41,296 | $138,239 (+45.15%) Land $35,000 Building $103,239 |
| 2023 | $970.00 (+19.46%) | $38,096 Land $9,166 Building $28,930 | $95,239 Land $22,914 Building $72,325 |
| 2022 | $812.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 12, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 16 (1990–2020) |
| Claims Outside the SFHA | 12 of 16 |
| Most Recent Claim | Apr 2020 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 91% of Georgia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RINGGOLD serves 2,953 people · EPA ID GA0470002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2023 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Jan 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ringgold Telephone Company Fiber · DSL in parts of the area | 2,500 / 2,500 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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