Catoosa County property record for 64 Stephenson Dr, Ringgold, GA 30736
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,040 sqft · built 1960 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $216,000 (Jul 2026) |
| Tax Bill | $1,459 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Sep 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R0050158003 |
| Primary APN | R0050158003 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,040 sqft Heated Area |
| 1st Floor Area | 1,040 sqft |
| Utility Area | 72 sqft |
| Utility Room | Utility Room |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Brick Veneer |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,454 sqft (0.24 acres) |
| Lot Dimensions | 130 ft deep x 144 ft wide |
| Garage Area | 240 sqft |
| Porch | Slab |
| Porch Area | 95 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 28608 |
|---|---|
| Street Address | 64 STEPHENSON DR |
| City | RINGGOLD |
| State | GA |
| Zip | 30736-2039 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RIN R-2 |
| Legal Description | LOT 3 CHARLENE P CROSS ESTATE PLAT |
| Legal Subdivision | CHARLENE P CROSS ESTATE |
| Legal Lot Number | 3 |
| Jurisdiction | CATOOSA GA |
| Township / Civil Division | RINGGOLD |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 30201 |
Source: Catoosa County records, as of August 10, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 64 STEPHENSON DR, RINGGOLD, GA 30736-2039 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 7, 2026 | Warranty Deed, Transfer · FHA Mortgage HIGHLAND MORTGAGE |
| Sep 13, 2021 | Deed of Trust, Mortgage · Conventional Mortgage INDEPENDENT BANK |
| Sep 13, 2021 | Warranty Deed, Transfer |
| Oct 4, 2017 | Warranty Deed, Transfer CAPITAL BK |
| Aug 18, 2017 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 7, 2026 · Amount on Record |
| Deed Sale | Jul 7, 2026 · Amount on Record |
| Prior Sale | Sep 13, 2021 · Amount on Record |
| Deed Document Number | 20264654 |
| Deed Book / Page | 2457 / 282 |
| Prior Transfer Date | Sep 2, 1953 |
| Prior Transfer Doc | 0069000361 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CATOOSA GA |
| Recording Date | Jul 7, 2026 |
| Property Address | 64 STEPHENSON DR, RINGGOLD, GA 30736-2039 |
| Document Number | 0000004654 |
| Book / Page | 2457 / 282 |
| Instrument Date | Jun 29, 2026 |
| Instrument | 20264654 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 64 STEPHENSON DR, RINGGOLD, GA 30736-2039 |
| Document Number | 2457000283, |
|---|---|
| Date | Jul 7, 2026 |
| Book Page | 2457/283 |
| Name | HIGHLAND MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate | 6.52% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CATOOSA GA |
| Property Address | 64 STEPHENSON DR, RINGGOLD, GA 30736-2039 |
| Transaction Type | Mortgage |
| Record Updated | Aug 3, 2022 |
| Name | Verified Name |
|---|---|
| Address | 64 STEPHENSON DR, RINGGOLD, GA 30736-2039 |
| Document Number | 0021680000000160 |
|---|---|
| Date | Sep 13, 2021 |
| Book Page | 0000002168/0000000160 |
| Instrument | 009021 |
| Name | INDEPENDENT BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CATOOSA GA |
| Recording Date | Sep 13, 2021 |
| Property Address | 64 STEPHENSON DR, RINGGOLD, GA 30736-2039 |
| Document Number | 0021680159 |
| Book / Page | 2168 / 159 |
| Instrument Date | Sep 13, 2021 |
| Instrument | 2021-002210 |
| Transaction Type | Transfer |
| Record Updated | Aug 3, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 118 CORRELL RD, RINGGOLD, GA 30736-4642 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CATOOSA GA |
| Recording Date | Oct 4, 2017 |
| Property Address | 64 STEPHENSON DR, RINGGOLD, GA 30736-2039 |
| Document Number | 0019010750 |
| Book / Page | 001901 / 000750 |
| Instrument Date | Sep 29, 2017 |
| Transaction Type | Transfer |
| Record Updated | Aug 28, 2018 |
| Title Company | BATTLEFIELD TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $72.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 184 OLD COUNTY RD RINGGOLD GA 307362551, RINGGOLD, GA 30736-2551 |
| Document Number | 19010753 |
|---|---|
| Date | Oct 4, 2017 |
| Book Page | 001901/000753 |
| Name | CAPITAL BK |
|---|---|
| Type | Bank |
| Address | FT OGLETHORPE, GA 30742 |
| Amount | Amount Recorded |
|---|---|
| Term | 60 Months |
| Due | Oct 3, 2022 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CATOOSA GA |
| Recording Date | Aug 18, 2017 |
| Property Address | 64 STEPHENSON DR, RINGGOLD, GA 30736-2039 |
| Document Number | 0018940153 |
| Book / Page | 001894 / 000153 |
| Instrument Date | Aug 17, 2017 |
| Transaction Type | Transfer |
| Record Updated | Dec 6, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $58.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
Source: Catoosa County assessment roll, as of February 2, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Catoosa County |
| Municipality | Ringgold City |
| Unified School District | Catoosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,459.00 (+22.09%) | $68,080 (+45.12%) Land $14,000 Building $54,080 | $170,200 (+45.12%) Land $35,000 Building $135,200 |
| 2023 | $1,195.00 (+25.13%) | $46,912 Land $8,800 Building $38,112 | $117,280 Land $22,000 Building $95,280 |
| 2022 | $955.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 12, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 16 (1990–2020) |
| Claims Outside the SFHA | 12 of 16 |
| Most Recent Claim | Apr 2020 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 91% of Georgia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RINGGOLD serves 2,953 people · EPA ID GA0470002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2023 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Jan 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ringgold Telephone Company Fiber · DSL in parts of the area | 2,500 / 2,500 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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