Campbell County property record for 94 Spring Oaks Dr, Lynchburg, VA 24501
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 2,016 sqft · built 2005 |
| Lot Size | 0.44 acres (19,166 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $226,900 (Sep 2019) |
| Tax Bill | $1,407 (2026) |
| Deeds & Mortgages | Mar 2023 Second Mortgage Jan 2021 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 22H-2-7 |
| Primary APN | 22H-2-7 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,016 sqft Living Area |
| Basement Area | 1,008 sqft |
| Unfinished Basement | 1,008 sqft |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Lot Area | 19,166 sqft (0.44 acres) |
| Garage Type | Basement |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 10035244 |
|---|---|
| Street Address | 94 SPRING OAKS DR |
| City | LYNCHBURG |
| State | VA |
| Zip | 24501-5440 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSFC |
| Legal Description | SPRING OAKS - LOT 7 SEC 2 |
| Legal Subdivision | SPRING OAKS SD |
| Legal Lot Number | 7 |
| Jurisdiction | CAMPBELL VA |
| Township / Civil Division | CONCORD |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 20200 |
Source: Campbell County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 94 SPRING OAKS DR, LYNCHBURG, VA 24501-5440 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 9, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage MEMBER ONE FEDERAL CREDIT UNION |
| Jan 26, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance DOMINION CAPITAL MORTGAGE INC |
| Dec 14, 2018 | Deed of Trust, Mortgage · Commercial Mortgage BANK OF THE JAMES |
| Sep 18, 2019 | Warranty Deed, Transfer · Conventional Mortgage DOMINION CAPITAL MORTGAGE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 18, 2019 · Amount on Record |
| Deed Sale | Sep 18, 2019 · Amount on Record |
| Prior Sale | Mar 6, 2019 · Amount on Record |
| Deed Document Number | 20194743 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMPBELL VA |
| Property Address | 94 SPRING OAKS DR, LYNCHBURG, VA 24501-5440 |
| Transaction Type | Mortgage |
| Record Updated | Apr 19, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0230001037 |
|---|---|
| Date | Mar 9, 2023 |
| Instrument | 230001037 |
| Name | MEMBER ONE FEDERAL CREDIT UNION |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Feb 22, 2048 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMPBELL VA |
| Property Address | 94 SPRING OAKS DR, LYNCHBURG, VA 24501-5440 |
| Transaction Type | Mortgage |
| Record Updated | Feb 24, 2021 |
| Title Company | DOMINION CAPITAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 210000574 |
|---|---|
| Date | Jan 26, 2021 |
| Instrument | 210000574 |
| Name | DOMINION CAPITAL MORTGAGE INC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMPBELL VA |
| Property Address | 94 SPRING OAKS DR, LYNCHBURG, VA 24501-5440 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 180005769 |
|---|---|
| Date | Dec 14, 2018 |
| Instrument | 180005769 |
| Name | BANK OF THE JAMES |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CAMPBELL VA |
| Recording Date | Sep 18, 2019 |
| Property Address | 94 SPRING OAKS DR, LYNCHBURG, VA 24501-5440 |
| Document Number | 190004743 |
| Instrument Date | Sep 10, 2019 |
| Instrument | 190004743 |
| Transaction Type | Transfer |
| Record Updated | Jul 20, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 94 SPRING OAKS DR, LYNCHBURG, VA 24501-5440 |
| Document Number | 190004744 |
|---|---|
| Date | Sep 18, 2019 |
| Instrument | 190004744 |
| Name | DOMINION CAPITAL MORTGAGE INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Campbell County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Campbell County |
| Unified School District | Campbell County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,407.00 | $312,700 (-) Land $40,000 Building $272,700 | $312,700 (-) Land $40,000 Building $272,700 |
| 2023 | $1,407.00 | $312,700 Land $40,000 Building $272,700 | $312,700 Land $40,000 Building $272,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Glo Fiber Cable · Fiber in parts of the area | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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