Campbell County property record for 78 Spring Oaks Dr, Lynchburg, VA 24501
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,971 sqft · built 2005 |
| Lot Size | 0.44 acres (19,166 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $215,000 (Jul 2017) |
| Tax Bill | $1,277 (2026) |
| Deeds & Mortgages | Nov 2020 Refinance Jul 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 22H-2-5 |
| Primary APN | 22H-2-5 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 1,971 sqft Living Area |
| Basement Area | 665 sqft |
| Finished Basement | 665 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Hip |
| Lot Area | 19,166 sqft (0.44 acres) |
| Garage Area | 588 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 10035242 |
|---|---|
| Street Address | 78 SPRING OAKS DR |
| City | LYNCHBURG |
| State | VA |
| Zip | 24501-5440 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSFC |
| Legal Description | SPRING OAKS - LOT 5 SEC 2 |
| Legal Subdivision | 2 SPRINGS OAKS |
| Legal Lot Number | 5 |
| Jurisdiction | CAMPBELL VA |
| Township / Civil Division | CONCORD |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 20200 |
Source: Campbell County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 78 SPRING OAKS DR, LYNCHBURG, VA 24501-5440 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 25, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF THE JAMES |
| Jul 14, 2017 | Warranty Deed, Transfer · Conventional Mortgage USAA FEDERAL SAVINGS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 14, 2017 · Amount on Record |
| Deed Sale | Jul 14, 2017 · Amount on Record |
| Deed Document Number | 20173480 |
| Prior Transfer Date | Apr 12, 2016 |
| Prior Transfer Doc | 0000001746 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMPBELL VA |
| Property Address | 78 SPRING OAKS DR, LYNCHBURG, VA 24501-5440 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 200007255 |
|---|---|
| Date | Nov 25, 2020 |
| Instrument | 200007255 |
| Name | BANK OF THE JAMES |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CAMPBELL VA |
| Recording Date | Jul 14, 2017 |
| Property Address | 78 SPRING OAKS DR, LYNCHBURG, VA 24501-5440 |
| Document Number | 170003480 |
| Instrument Date | Jul 10, 2017 |
| Instrument | 170003480 |
| Transaction Type | Transfer |
| Record Updated | Jul 20, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 78 SPRING OAKS DR, LYNCHBURG, VA 24501-5440 |
| Document Number | 170003481 |
|---|---|
| Date | Jul 14, 2017 |
| Instrument | 170003481 |
| Name | USAA FEDERAL SAVINGS BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Campbell County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Campbell County |
| Unified School District | Campbell County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,277.00 | $283,800 (-) Land $40,000 Building $243,800 | $283,800 (-) Land $40,000 Building $243,800 |
| 2023 | $1,277.00 | $283,800 Land $40,000 Building $243,800 | $283,800 Land $40,000 Building $243,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Glo Fiber Cable · Fiber in parts of the area | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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