102 Spring Oaks Dr, Lynchburg, VA 24501 Property Records

Campbell County property record for 102 Spring Oaks Dr, Lynchburg, VA 24501

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,434 sqft · built 2005
Lot Size	0.44 acres (19,166 sqft)
Owner	Individual Name on Record
Last Sale	$237,000 (Dec 2020)
Tax Bill	$1,208 (2026)
Deeds & Mortgages	Dec 2022 Second Mortgage Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`22H-2-8`

Property Details

APN / Parcel Number

Primary APN	`22H-2-8`
Alternative APNs	`022H-02000-008-0` `0010035245` `10035245`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,434 sqft Living Area
Basement Area	1,434 sqft
Unfinished Basement	1,434 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Lot Area	19,166 sqft (0.44 acres)
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	10035245
Street Address	102 SPRING OAKS DR
City	LYNCHBURG
State	VA
Zip	24501-5442
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSFC
Legal Description	SPRING OAKS - LOT 8 SEC 2
Legal Subdivision	2 SPRING OAKS
Legal Lot Number	8
Jurisdiction	CAMPBELL VA
Township / Civil Division	CONCORD
Census Block Group	1
Census Block	1029
Census Tract	20200

Owner

Source: Campbell County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	102 SPRING OAKS DR, LYNCHBURG, VA 24501-5442
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage MEMBER ONE FEDERAL CREDIT UNION
Dec 10, 2020	Warranty Deed, Transfer · Conventional Mortgage FREEDOM MORTGAGE CORPORATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 10, 2020 · Amount on Record
Deed Sale	Dec 10, 2020 · Amount on Record
Prior Sale	Oct 28, 2011 · Amount on Record
Deed Document Number	20207590
Record Updated	Sep 20, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMPBELL VA
Property Address	102 SPRING OAKS DR, LYNCHBURG, VA 24501-5442
Transaction Type	Mortgage
Record Updated	Jul 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0220007375
Date	Dec 9, 2022
Instrument	220007375

Lender

Name	MEMBER ONE FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	176 Months
Due	Aug 19, 2037

Interest

Rate Type	Fixed Rate

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CAMPBELL VA
Recording Date	Dec 10, 2020
Property Address	102 SPRING OAKS DR, LYNCHBURG, VA 24501-5442
Document Number	0200007590
Instrument Date	Dec 10, 2020
Instrument	200007590
Transaction Type	Transfer
Record Updated	Jul 21, 2023
Title Company	COMMONWEALTH LAND TITLE INSURANCE, COMMONWEALTH TITLE & STLMNT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 SPRING OAKS DR, LYNCHBURG, VA 24501-5442
Investor	Possibly a Property Investor

Mortgage

Document Number	0200007591
Date	Dec 10, 2020
Instrument	200007591

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Campbell County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Campbell County
Unified School District	Campbell County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,208.00	$268,600 (-) Land $40,000 Building $228,600	$268,600 (-) Land $40,000 Building $228,600
2023	$1,208.00	$268,600 Land $40,000 Building $228,600	$268,600 Land $40,000 Building $228,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Glo Fiber Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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