94 River Rd, Epsom, NH 03234 Property Records

Merrimack County and Epsom Town property record for 94 River Rd, Epsom, NH 03234

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,836 sqft · built 1910
Lot Size	1.48 acres (64,469 sqft)
Owner	Individual Name on File
Last Sale	$175,000 (Jul 2020)
Tax Bill	$7,616 (2025)
Deeds & Mortgages	Jul 2023 Line of Credit Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`EPSO M:00U16 L:000006 S:000000`

Property Details

APN / Parcel Number

Primary APN	`EPSO M:00U16 L:000006 S:000000`
Alternative APN	`M:00U16 B:000006 L:000000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,836 sqft Living Area
Gross Area	3,714 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	64,469 sqft (1.48 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	94 RIVER RD
City	EPSOM
State	NH
Zip	03234-4224
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES/AG
Legal Lot Number	6
Jurisdiction	EPSOM TOWN NH
Township / Civil Division	EPSOM
Census Block Group	2
Census Block	2039
Census Tract	34000

Owner

94 River Rd is owned and occupied by an individual who bought it in July 2020.

Source: Merrimack County and Epsom Town records, as of April 30, 2026

Owner of Record	Individual Name on File
Mailing Address	94 RIVER RD, EPSOM, NH 03234-4224
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2023	Deed of Trust, Mortgage · Line of Credit MEMBERS 1ST CU
Jul 20, 2020	Warranty Deed, Transfer · Conventional Mortgage CMG FIN'L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 20, 2020 · Amount on File
Deed Sale	Jul 20, 2020 · Amount on File
Prior Sale	Nov 5, 2008 · Amount on File
Deed Document Number	202014717
Deed Book / Page	3686 / 2928
Record Updated	Jun 8, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EPSOM TOWN NH
Property Address	94 RIVER RD, EPSOM, NH 03234-4224
Transaction Type	Mortgage
Record Updated	Aug 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010390
Date	Jul 26, 2023
Book Page	3832/1309
Instrument	202300010390

Lender

Name	MEMBERS 1ST CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	Aug 1, 2043

Interest

Rate Type	Adjustable Rate

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EPSOM TOWN NH
Recording Date	Jul 20, 2020
Property Address	94 RIVER RD, EPSOM, NH 03234-4224
Document Number	0036862928
Book / Page	003686 / 002928
Instrument Date	Jul 17, 2020
Instrument	14717
Transaction Type	Transfer
Record Updated	Aug 21, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,625.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	37 CROSS ST ALLENSTOWN NH 032751959, ALLENSTOWN, NH 03275-1959

Mortgage

Document Number	36862930
Date	Jul 20, 2020
Book Page	003686/002930
Instrument	14718

Lender

Name	CMG FIN'L
Type	Funding / Finance Company
Address	SAN RAMON, CA 94583

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 19, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 94 River Rd was $7,616, up 15.7% from the year before.

Source: Merrimack County and Epsom Town assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Merrimack County
County Subdivision	Epsom Town
Elementary School District	Epsom School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,616.00 (+15.74%)	$434,200 (+75.79%) Land $184,600 Building $249,600
2024	$6,580.00	$247,000 Land $99,700 Building $147,300
2023			$261,725
2022	$5,562.00	$233,300 Land $99,700 Building $133,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 94 River Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (1995–2007)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Apr 2007 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Apr 2007 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 94 River Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of New Hampshire
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EPSOM VILLAGE WATER DISTRICT serves 800 people · EPA ID NH0771010
Water Source	Groundwater
Last State Inspection	May 2024

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Breezeline Cable	1,000 / 50

May also be available: Fidium Fiber.

Cell Coverage

4G LTE only, no 5G reported

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