Merrimack County and Epsom Town property record for 111 River Rd, Epsom, NH 03234
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,782 sqft · built 1957 |
| Lot Size | 1.27 acres (55,321 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $10,456 (2025) |
| Deeds & Mortgages | Oct 2026 Line of Credit Jan 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | EPSO M:00R01 L:000004 S:000000 |
| Primary APN | EPSO M:00R01 L:000004 S:000000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,782 sqft Living Area |
| Gross Area | 7,060 sqft |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 55,321 sqft (1.27 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 111 RIVER RD |
|---|---|
| City | EPSOM |
| State | NH |
| Zip | 03234-4221 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RES/AG |
| Legal Lot Number | 4 |
| Jurisdiction | EPSOM TOWN NH |
| Township / Civil Division | EPSOM |
| Census Block Group | 2 |
| Census Block | 2040 |
| Census Tract | 34000 |
111 River Rd is owner-occupied and held in a trust.
Source: Merrimack County and Epsom Town records, as of July 28, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 111 RIVER RD, EPSOM, NH 03234-4221 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 1, 2026 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Jan 20, 2026 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EPSOM TOWN NH |
| Recording Date | Oct 1, 2026 |
| Property Address | 111 RIVER RD, EPSOM, NH 03234-4221 |
| Document Number | 0000016508 |
| Book / Page | 3945 / 1704 |
| Instrument Date | Sep 18, 2026 |
| Instrument | 202616508 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000016508, |
|---|---|
| Date | Oct 1, 2026 |
| Book Page | 3945/1704 |
| Instrument | 202616508 |
| Name | CITIZENS BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Nov 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EPSOM TOWN NH |
| Property Address | 111 RIVER RD, EPSOM, NH 03234-4221 |
| Transaction Type | Mortgage |
| Record Updated | Feb 11, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000000903 |
|---|---|
| Date | Jan 20, 2026 |
| Book Page | 3917/1830 |
| Instrument | 202600000903 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Feb 1, 2051 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 111 River Rd was $10,456, up 21.7% from the year before.
Source: Merrimack County and Epsom Town assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | New Hampshire |
| County | Merrimack County |
| County Subdivision | Epsom Town |
| Elementary School District | Epsom School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,456.00 (+21.74%) | $596,100 (+84.89%) Land $183,600 Building $412,500 | |
| 2024 | $8,589.00 | $322,400 Land $99,500 Building $222,900 | |
| 2023 | $348,650 | ||
| 2022 | $7,686.00 | $322,400 Land $99,500 Building $222,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 111 River Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 4 (1995–2007) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Apr 2007 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 111 River Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 95% of New Hampshire |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EPSOM VILLAGE WATER DISTRICT serves 800 people · EPA ID NH0771010 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Breezeline Cable | 1,000 / 50 |
May also be available: Fidium Fiber.
4G LTE only, no 5G reported
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