94 Rhett Dr, Flat Rock, NC 28731 Property Records

Henderson County property record for 94 Rhett Dr, Flat Rock, NC 28731

Property Summary

Property Type	Single Family Home
Details	1 ba · 614 sqft · built 2009
Lot Size	0.06 acres (2,614 sqft)
Owner	Individual Name on File
Last Sale	$168,000 (Apr 2017)
Tax Bill	$1,108 (2025)
Deeds & Mortgages	Dec 2022 Line of Credit Apr 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`9577554232`

Property Details

APN / Parcel Number

Primary APN	`9577554232`
Alternative APN	`1011958`

Interior

Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	614 sqft Heated Area
1st Floor Area	384 sqft
Upper Floors Area	230 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2018
Architectural Style	Conventional
Exterior Material	Wood Siding
Foundation Type	Raised
Lot Area	2,614 sqft (0.06 acres)
Porch	Slab
Porch Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1011958
Street Address	94 RHETT DR
City	FLAT ROCK
State	NC
Zip	28731-9515
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1011958~R-
Legal Description	GARDEN HAMLET LO39A PL2010-8010
Legal Subdivision	GARDEN HAMLET AT HIGHLAND LAKE
Legal Block	55
Legal Lot Number	4232
Jurisdiction	HENDERSON NC
Township / Civil Division	HENDERSONVILLE
Census Block Group	2
Census Block	2041
Census Tract	931402

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Flat Rock Historic District (Boundary Increase, Decrease and Additional Documentation) listed 2015 · 27 contributing resources · NRIS 14001176

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

94 Rhett Dr is owned and occupied by an individual who bought it in April 2017.

Source: Henderson County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	94 RHETT DR, FLAT ROCK, NC 28731-9515
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2022	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Apr 4, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 4, 2017 · Amount on File
Deed Sale	Apr 4, 2017 · Amount on File
Prior Sale	May 11, 2009 · Amount on File
Deed Book / Page	3037 / 394
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON NC
Property Address	94 RHETT DR, FLAT ROCK, NC 28731-9515
Transaction Type	Mortgage
Record Updated	Jan 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	94 RHETT DR, FLAT ROCK, NC 28731-9515

Mortgage

Document Number	0039990532
Date	Dec 28, 2022
Book Page	3999/532
Instrument	991542

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Dec 17, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENDERSON NC
Recording Date	Apr 4, 2017
Property Address	94 RHETT DR, FLAT ROCK, NC 28731-9515
Document Number	0030370394
Book / Page	003037 / 000394
Instrument Date	Mar 28, 2017
Transaction Type	Transfer
Record Updated	Dec 8, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$336.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	94 RHETT RD FLAT ROCK NC 28731, FLAT ROCK, NC 28731

Tax Assessment & Valuation

The 2025 property tax bill for 94 Rhett Dr was $1,108.

Source: Henderson County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Henderson County
Municipality	Flat Rock Village
Unified School District	Henderson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$257,100 Land $100,000 Building $157,100
2025	$1,108.00
2023		$256,700 Land $100,000 Building $156,700	$257,100 Land $100,000 Building $157,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 94 Rhett Dr in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	5 (2024–2025)
Claims Outside the SFHA	1 of 5
Most Recent Claim	May 2025 · rainfall accumulation
Claims by Event	Tropical Storm Helene, Oct 2024 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 94 Rhett Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HENDERSONVILLE serves 79,278 people · EPA ID NC0145010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
AT&T DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Rhett Dr

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