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112 Rhett Dr, Flat Rock, NC 28731 Property Records

Henderson County property record for 112 Rhett Dr, Flat Rock, NC 28731

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,032 sqft · built 2007
Lot Size0.06 acres (2,614 sqft)
OwnerIndividual Name on Record
Tax Bill$1,450 (2025)
Deeds & MortgagesDec 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN9577553361

Property Details

APN / Parcel Number

Primary APN9577553361
Alternative APN
  • 1008444

Interior

Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area1,032 sqft Heated Area
1st Floor Area794 sqft
Upper Floors Area238 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Architectural StyleConventional
Exterior MaterialWood Siding
Foundation TypeNo Foundation
Lot Area2,614 sqft (0.06 acres)
PorchPatio
Porch Area250 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Account Number1008444
Street Address112 RHETT DR
CityFLAT ROCK
StateNC
Zip28731-0900
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code1008444~R-
Legal DescriptionGARDEN HAMLET LO37 PL2010-8010
Legal SubdivisionGARDEN HAMLET HLND LAKE
Legal Block55
Legal Lot Number3361
JurisdictionHENDERSON NC
Township / Civil DivisionHENDERSONVILLE
Census Block Group2
Census Block2041
Census Tract931402

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Flat Rock Historic District (Boundary Increase, Decrease and Additional Documentation)
listed 2015 · 27 contributing resources · NRIS 14001176

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Henderson County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing AddressPO BOX 70, RICHFIELD, NC 28137-0070
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

December 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHENDERSON NC
Property Address112 RHETT DR, FLAT ROCK, NC 28731-0900
Document Number0032840374
Instrument DateDec 27, 2018
Transaction TypeMortgage
Record UpdatedJan 16, 2019
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address115 PEARL BAY DR NEW LONDON NC 281279197, NEW LONDON, NC 28127-9197

Mortgage

Document Number0032840374
DateDec 27, 2018
Book Page003284/000374
Instrument896058
Lender
NameUWHARRIE BK
TypeBank
AddressALBEMARLE, NC 28001
Agreement
AmountAmount Recorded
Term180 Months
DueDec 26, 2033
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Henderson County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyHenderson County
MunicipalityFlat Rock Village
Unified School DistrictHenderson County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$336,500 (-) Land $100,000 Building $236,500
2025$1,450.00
2023$336,500 Land $100,000 Building $236,500$336,500 Land $100,000 Building $236,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force
Nearby Flood Claims5 (2024–2025)
Claims Outside the SFHA1 of 5
Most Recent ClaimMay 2025 · rainfall accumulation
Claims by Event
  • Tropical Storm Helene, Oct 2024 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF HENDERSONVILLE
serves 79,278 people · EPA ID NC0145010
Water SourceSurface water
Last State InspectionAug 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Cable		940 / 35
AT&T
DSL		100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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