Henderson County property record for 92 Rhett Dr, Flat Rock, NC 28731
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,290 sqft · built 2023 |
| Lot Size | 0.05 acres (2,178 sqft) |
| Owner | Company Name on Record |
| Last Sale | $450,000 (Mar 2024) |
| Tax Bill | $1,713 (2025) |
| Deeds & Mortgages | Jul 2023 Construction Loan Mar 2024 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 9577554270 |
| Primary APN | 9577554270 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,290 sqft Heated Area |
| 1st Floor Area | 770 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Foundation Type | No Foundation |
| Lot Area | 2,178 sqft (0.05 acres) |
| Porch | Slab |
| Patio Area | 187 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 1012986 |
|---|---|
| Street Address | 92 RHETT DR |
| City | FLAT ROCK |
| State | NC |
| Zip | 28731 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 1012986~R- |
| Legal Description | GARDEN HAMLET LO40 PL2018-11401 |
| Legal Subdivision | GARDEN HAMLET AT HIGHLAND LAKE |
| Legal Block | 55 |
| Legal Lot Number | 4270 |
| Jurisdiction | HENDERSON NC |
| Township / Civil Division | HENDERSONVILLE |
| Census Block Group | 2 |
| Census Block | 2041 |
| Census Tract | 931402 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Flat Rock Historic District (Boundary Increase, Decrease and Additional Documentation) listed 2015 · 27 contributing resources · NRIS 14001176 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Henderson County records, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 9831 SEDGEFIELD DR, WAXHAW, NC 28173-7836 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Jul 17, 2023 | Deed of Trust, Mortgage · Construction Mortgage TRUPOINT BANK |
| Mar 6, 2024 | Warranty Deed, Transfer |
| Nov 18, 2021 | Warranty Deed, Transfer |
| Nov 28, 2018 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 6, 2024 · Amount on Record |
| Deed Sale | Mar 6, 2024 · Amount on Record |
| Prior Sale | Nov 18, 2021 · Amount on Record |
| Deed Document Number | 20241011245 |
| Deed Book / Page | 4141 / 262 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENDERSON NC |
| Property Address | 92 RHETT DR, FLAT ROCK, NC 28731-9515 |
| Transaction Type | Mortgage |
| Record Updated | Apr 17, 2024 |
| Name | Verified Name |
|---|---|
| Address | 206 S ORCHARD RD, FLAT ROCK, NC 28731-5647 |
| Document Number | 0040660097 |
|---|---|
| Date | Jul 17, 2023 |
| Book Page | 4066/97 |
| Instrument | 1001000817 |
| Name | TRUPOINT BANK |
|---|---|
| Type | Bank |
| Address | ASHEVILLE, NC 28801 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HENDERSON NC |
| Recording Date | Mar 6, 2024 |
| Property Address | 92 RHETT DR, FLAT ROCK, NC 28731-9515 |
| Document Number | 0041410262 |
| Book / Page | 4141 / 262 |
| Map Reference | PL SL 11401 |
| Instrument Date | Mar 5, 2024 |
| Instrument | 1001011245 |
| Transaction Type | Transfer |
| Record Updated | Apr 17, 2024 |
| Amount | Amount Recorded |
|---|---|
| Tax | $900.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 206 S ORCHARD RD, FLAT ROCK, NC 28731-5647 |
| Name | Verified Name |
|---|---|
| Address | 9831 SEDGEFIELD DR, WAXHAW, NC 28173-7836 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HENDERSON NC |
| Recording Date | Nov 18, 2021 |
| Property Address | 92 RHETT DR, FLAT ROCK, NC 28731-9515 |
| Document Number | 0038220635 |
| Book / Page | 3822 / 635 |
| Map Reference | SL 11401 |
| Instrument Date | Nov 18, 2021 |
| Instrument | 967699 |
| Transaction Type | Transfer |
| Record Updated | Apr 17, 2024 |
| Amount | Amount Recorded |
|---|---|
| Tax | $100.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 77 OLMSTED LN, FLAT ROCK, NC 28731-4748 |
| Name | Verified Name |
|---|---|
| Address | 206 S ORCHARD RD, FLAT ROCK, NC 28731-5647 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HENDERSON NC |
| Recording Date | Nov 28, 2018 |
| Property Address | 92 RHETT DR, FLAT ROCK, NC 28731-9515 |
| Document Number | 0032740515 |
| Book / Page | 003274 / 000515 |
| Instrument Date | Nov 28, 2018 |
| Instrument | 894682 |
| Transaction Type | Transfer |
| Record Updated | Dec 18, 2018 |
| Amount | Amount Recorded |
|---|---|
| Tax | $100.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 77 OLMSTED LN FLAT ROCK NC 287314748, FLAT ROCK, NC 28731-4748 |
Source: Henderson County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Henderson County |
| Municipality | Flat Rock Village |
| Unified School District | Henderson County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $397,500 (+562.5%) Land $100,000 Building $297,500 | ||
| 2025 | $1,713.00 | ||
| 2023 | $60,000 Land $60,000 | $397,500 Land $100,000 Building $297,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 5 (2024–2025) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | May 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HENDERSONVILLE serves 79,278 people · EPA ID NC0145010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
| AT&T DSL | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures