94 Oyster Blvd, Freeport, FL 32439 Property Records

Walton County property record for 94 Oyster Blvd, Freeport, FL 32439

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,261 sqft · built 2019
Lot Size	0.184 acres (8,043 sqft)
Owner	Individual Name on Record
Last Sale	$455,000 (May 2025)
Tax Bill	$75 (2024)
Deeds & Mortgages	Aug 2021 Mortgage May 2025 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21-1S-19-23010-000-0560`

Property Details

APN / Parcel Number

Primary APN	`21-1S-19-23010-000-0560`
Alternative APN	`1037651`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,261 sqft Living Area
Gross Area	2,847 sqft
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2019
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,043 sqft (0.184 acres)
Garage Type	Finished
Garage Area	406 sqft
Porch	Porch
Porch Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1037651
Street Address	94 OYSTER BLVD
City	FREEPORT
State	FL
Zip	32439-3516
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 56 MARINA VILLAGE PH 1 PB 17-56 OR 2934-280 OR 3101-2942 OR 3359-2095
Legal Range	19W
Legal Township	01S
Legal Section	21
Legal Subdivision	MARINA VILLAGE PH 1
Legal Phase	1
Legal Lot Number	56
Jurisdiction	WALTON FL
Township / Civil Division	FREEPORT
Census Block Group	2
Census Block	2135
Census Tract	950502

Owner

Source: Walton County records, as of December 17, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	94 OYSTER BLVD, FREEPORT, FL 32439-3516
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2021	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
May 22, 2025	Warranty Deed, Transfer FLORIDA R/E TITLE LLC, FLORIDA OPEN TITLE LLC
Apr 4, 2019	Warranty Deed, Construction Loan · Construction Mortgage FIRST FLORIDA BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 22, 2025 · Amount on Record
Deed Sale	May 22, 2025 · Amount on Record
Prior Sale	Apr 4, 2019 · Amount on Record
Deed Document Number	0033592095
Deed Book / Page	3359 / 2095
Record Updated	Jun 8, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	94 OYSTER BLVD, FREEPORT, FL 32439-3516
Transaction Type	Mortgage
Record Updated	Dec 18, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	94 OYSTER BLVD, FREEPORT, FL 32439-3516

Mortgage

Document Number	0032123945
Date	Aug 23, 2021
Book Page	3212/3945
Instrument	20210042092

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

May 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	May 22, 2025
Property Address	94 OYSTER BLVD, FREEPORT, FL 32439-3516
Document Number	0033592095
Book / Page	3359 / 2095
Map Reference	MB 17 PG 56&56D
Instrument Date	May 16, 2025
Instrument	20250018058
Transaction Type	Transfer
Record Updated	Dec 18, 2025
Title Company	FLORIDA R/E TITLE LLC, FLORIDA OPEN TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$3,185.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	94 OYSTER BLVD, FREEPORT, FL 32439-3516

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	94 OYSTER BLVD, FREEPORT, FL 32439-3516

April 2019: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Apr 4, 2019
Property Address	94 OYSTER BLVD, FREEPORT, FL 32439-3516
Document Number	0031012942
Book / Page	3101 / 2942
Map Reference	MB 17 PG 56-56D
Instrument Date	Mar 2, 2019
Instrument	20190010340
Transaction Type	Construction Loan
Record Updated	Aug 2, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$212.10
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3559 PRESERVE LN, 3559, MIRAMAR BEACH, FL 32550-1803

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	280 VININGS WAY BLVD # 5, 5, DESTIN, FL 32541-5357

Mortgage

Document Number	20190010341
Date	Apr 4, 2019
Instrument	20190010341

Lender

Name	FIRST FLORIDA BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Municipality	Freeport City
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$393,342 (-0.9%) Land $39,900 Building $353,442	$393,342 (-0.9%) Land $39,900 Building $353,442
2024	$75.00
2023	$75.00 Homeowner's exemption	$396,902 (-1.53%) Land $39,900 Building $357,002	$396,902 (-1.53%) Land $39,900 Building $357,002
2022	$75.00 Homeowner's exemption	$403,071 Land $44,289 Building $358,782	$403,071 Land $44,289 Building $358,782

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 296 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	296 in force
Nearby Flood Claims	56 (1989–2020)
Claims Outside the SFHA	8 of 56
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 12 claims Hurricane Frances, Sep 2004 · 18 claims Hurricane Opal, Oct 1995 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · lower than 73% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH BAY WATER SYSTEM serves 3,171 people · EPA ID FL1664019
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Wildstar Networks.

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