79 Oyster Blvd, Freeport, FL 32439 Property Records

Walton County property record for 79 Oyster Blvd, Freeport, FL 32439

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,400 sqft · built 2008
Lot Size	0.165 acres (7,192 sqft)
Owner	Individual Name on File
Last Sale	$290,000 (May 2025)
Tax Bill	$3,145 (2025)
Deeds & Mortgages	May 2025 Sale & Mortgage Apr 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21-1S-19-23010-000-0540`

Property Details

APN / Parcel Number

Primary APN	`21-1S-19-23010-000-0540`
Alternative APNs	`21-119-23010-000-0540` `1037649`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,400 sqft Living Area
Gross Area	1,882 sqft
1st Floor Area	1,400 sqft
Flooring	Tile
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Concrete
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	7,192 sqft (0.165 acres)
Porch	Screened/Unfinished Porch
Porch Area	112 sqft
Patio Area	145 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	79 OYSTER BLVD
City	FREEPORT
State	FL
Zip	32439-3516
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MUNI
Legal Description	LOT 54 MARINA VILLAGE PH 1 S/D PB 17-56 OR 2880-3312 OR 2983-729 OR 3029-2925 OR 3149-3653 OR 3288-109 OR 3358-3025
Legal Range	019
Legal Township	01S
Legal Section	21
Legal Subdivision	MARINA VILLAGE PH 1
Legal Phase	1
Legal Block	5
Legal Lot Number	54
Jurisdiction	WALTON FL
Township / Civil Division	FREEPORT
Census Block Group	2
Census Block	2136
Census Tract	950502

Owner

79 Oyster Blvd is owned by an individual who bought it in May 2025.

Source: Walton County records, as of December 3, 2025

Owner of Record	Individual Name on File
Mailing Address	8501 GULF BLVD, 14A, NAVARRE, FL 32566-6853
Owner Type	Individual
Vesting	Married Woman, Separate Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 14, 2025	Warranty Deed, Transfer · Conventional Mortgage CHANGE LENDING LLC
Apr 28, 2023	Warranty Deed, Transfer UNKNOWN, CLOSING AGCY EMERALD COAST L
Jul 9, 2020	Warranty Deed, Transfer · Conventional Mortgage SUPREME LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 14, 2025 · Amount on File
Deed Sale	May 14, 2025 · Amount on File
Prior Sale	Apr 28, 2023 · Amount on File
Deed Document Number	202516819
Deed Book / Page	3358 / 3025
Prior Transfer Date	Jun 23, 2015
Prior Transfer Doc	0029830729
Record Updated	Jun 8, 2026

May 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	May 14, 2025
Property Address	79 OYSTER BLVD, FREEPORT, FL 32439-3516
Document Number	0033583025
Book / Page	3358 / 3025
Map Reference	MB 17 PG 56-56E
Instrument Date	May 13, 2025
Instrument	20250016819
Transaction Type	Transfer
Record Updated	Dec 18, 2025
Title Company	MCGILL ESCROW AND TITLE LLC, MCGILL ESCROW & TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,030.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	46 DATE PALM LN, FREEPORT, FL 32439-3736

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8501 GULF BLVD UNIT 14A, 14A, NAVARRE, FL 32566-6853

Mortgage

Document Number	0033583026
Date	May 14, 2025
Instrument	3358/3026

Lender

Name	CHANGE LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2055

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Apr 28, 2023
Property Address	79 OYSTER BLVD, FREEPORT, FL 32439-3516
Document Number	0032880109
Book / Page	3288 / 109
Map Reference	MB 17 PG 56-56E
Instrument Date	Apr 24, 2023
Instrument	20230014925
Transaction Type	Transfer
Record Updated	Dec 18, 2025
Title Company	UNKNOWN, CLOSING AGCY EMERALD COAST L

Transaction

Amount	Amount on Record
Tax	$2,443.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1008 WOODLAWN RD, FREEPORT, FL 32439-2546

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	79 OYSTER BLVD, FREEPORT, FL 32439-3516

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Jul 9, 2020
Property Address	79 OYSTER BLVD, FREEPORT, FL 32439-3516
Document Number	0031493653
Book / Page	003149 / 003653
Instrument Date	Jun 26, 2020
Instrument	24287
Transaction Type	Transfer
Record Updated	Aug 26, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,750.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	79 OYSTER BLVD FREEPORT FL 324393516, FREEPORT, FL 32439-3516

Mortgage

Document Number	31493654
Date	Jul 9, 2020
Book Page	003149/003654
Instrument	24288

Lender

Name	SUPREME LNDG
Address	DALLAS, TX 75254

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 8, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 79 Oyster Blvd was $3,145, down 5% from the year before.

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Municipality	Freeport City
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,145.00 (-4.98%)	$245,003 Land $42,000 Building $203,003	$245,003 Land $42,000 Building $203,003
2024	$3,310.00 (-2.42%)
2023	$3,392.00 (+64.42%)	$254,298 (-4.17%) Land $42,000 Building $212,298	$254,298 (-4.17%) Land $42,000 Building $212,298
2022	$2,063.00 Homeowner's exemption	$265,377 Land $46,620 Building $218,757	$265,377 Land $46,620 Building $218,757

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 79 Oyster Blvd in Zone X, an area of minimal flood risk, though there have been 56 flood claims nearby since 1989.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 296 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	296 in force
Nearby Flood Claims	56 (1989–2020)
Claims Outside the SFHA	8 of 56
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 12 claims Hurricane Frances, Sep 2004 · 18 claims Hurricane Opal, Oct 1995 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 79 Oyster Blvd is moderate, ranking above 55% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · lower than 73% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH BAY WATER SYSTEM serves 3,171 people · EPA ID FL1664019
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Wildstar Networks.

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