84 Oyster Blvd, Freeport, FL 32439 Property Records

Walton County property record for 84 Oyster Blvd, Freeport, FL 32439

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,109 sqft · built 2020
Lot Size	0.163 acres (7,089 sqft)
Owner	Individual Name on File
Last Sale	$415,000 (Oct 2025)
Tax Bill	$4,445 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Jan 2023 Second Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`21-1S-19-23010-000-0570`

Property Details

APN / Parcel Number

Primary APN	`21-1S-19-23010-000-0570`
Alternative APNs	`21-119-23010-000-0570` `1037652`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,109 sqft Living Area
Gross Area	2,683 sqft
1st Floor Area	877 sqft
Flooring	Tile
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,089 sqft (0.163 acres)
Garage Type	Attached
Garage Area	420 sqft
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	84 OYSTER BLVD
City	FREEPORT
State	FL
Zip	32439-3516
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MUNI
Legal Description	LOT 57 MARINA VILLAGE PH 1 S/D PB 17-56 OR 3051-4031 OR 3117-4853 OR 3137-903 OR 3310-4498
Legal Range	019
Legal Township	01S
Legal Section	21
Legal Subdivision	MARINA VILLAGE PH 1
Legal Phase	1
Legal Block	5
Legal Lot Number	57
Jurisdiction	WALTON FL
Township / Civil Division	FREEPORT
Census Block Group	2
Census Block	2135
Census Tract	950502

Owner

84 Oyster Blvd is owned and occupied by an individual who bought it in October 2025.

Source: Walton County records, as of July 13, 2026

Owner of Record	Individual Name on File
Mailing Address	84 OYSTER BLVD, FREEPORT, FL 32439-3516
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2021	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Jan 18, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC
Oct 3, 2025	Warranty Deed, Transfer SETCO SERVICES LLC
Dec 20, 2023	Warranty Deed, Transfer · Conventional Mortgage NEW AMERICAN FUNDING
Mar 19, 2020	Warranty Deed, Subdivision Related Transfer · VA Mortgage THE THE FIRST NATIONATIONAL BANK OF
Sep 13, 2019	Loan Modification, Mortgage AMERIS BK
Sep 16, 2019	Warranty Deed, Transfer ATTORNEY ONLY
Sep 7, 2017	Warranty Deed, Transfer LAGRANGE BAYOU VILLAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 3, 2025 · Amount on File
Deed Sale	Oct 3, 2025 · Amount on File
Prior Sale	Dec 20, 2023 · Amount on File
Deed Document Number	202535964
Deed Book / Page	3373 / 633
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	84 OYSTER BLVD, FREEPORT, FL 32439-3516
Transaction Type	Mortgage
Record Updated	Dec 18, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	84 OYSTER BLVD, FREEPORT, FL 32439-3516

Mortgage

Document Number	0032061876
Date	Jul 8, 2021
Book Page	3206/1876
Instrument	20210034383

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	84 OYSTER BLVD, FREEPORT, FL 32439-3516
Transaction Type	Mortgage
Record Updated	Dec 18, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	84 OYSTER BLVD, FREEPORT, FL 32439-3516

Mortgage

Document Number	0032781835
Date	Jan 18, 2023
Book Page	3278/1835
Instrument	20230001947

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2053

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Oct 3, 2025
Property Address	84 OYSTER BLVD, FREEPORT, FL 32439-3516
Document Number	0033730633
Book / Page	3373 / 633
Map Reference	MB 17 PG 56
Instrument Date	Oct 2, 2025
Instrument	20250035964
Transaction Type	Transfer
Record Updated	Dec 18, 2025
Title Company	SETCO SERVICES LLC

Transaction

Amount	Amount on Record
Tax	$2,905.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	934 W CHOCTAWHATCHEE DR, NICEVILLE, FL 32578-4707

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	84 OYSTER BLVD, FREEPORT, FL 32439-3516

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Dec 20, 2023
Property Address	84 OYSTER BLVD, FREEPORT, FL 32439-3516
Document Number	0033104498
Book / Page	3310 / 4498
Map Reference	MB 17 PG 56
Instrument Date	Nov 30, 2023
Instrument	20230045313
Transaction Type	Transfer
Record Updated	Dec 18, 2025
Title Company	EMERALD COAST TITLE SERVICES INC, EMERALD COAST TITLE SVCS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,863.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	84 OYSTER BLVD, FREEPORT, FL 32439-3516

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 AUTUMN WAY, OPELIKA, AL 36804-8425

Mortgage

Document Number	0033104500
Date	Dec 20, 2023
Instrument	3310/4500

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2053

March 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Mar 19, 2020
Property Address	84 OYSTER BLVD, FREEPORT, FL 32439-3516
Document Number	0031370903
Book / Page	3137 / 903
Map Reference	MB 17 PG 56
Instrument Date	Mar 17, 2020
Instrument	20200010130
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 2, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,184.70
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	127 PARTIN DR N, 127, NICEVILLE, FL 32578-2055

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	84 OVSTER BOULVERD, FREEPORT, FL 32439

Mortgage

Document Number	0031370905
Date	Mar 19, 2020
Instrument	3137/0905

Lender

Name	THE THE FIRST NATIONATIONAL BANK OF
Type	Non-Lending Institution

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

September 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WALTON FL
Property Address	84 OYSTER BLVD, FREEPORT, FL 32439-3516
Document Number	0031174855
Instrument Date	Sep 13, 2019
Transaction Type	Mortgage
Record Updated	Oct 3, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Investor	Possibly a Property Investor

Mortgage

Document Number	0031174855
Date	Sep 16, 2019
Book Page	003117/004855
Instrument	31874

Lender

Name	AMERIS BK
Type	Bank

Agreement

Amount	Amount on Record

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Sep 16, 2019
Property Address	84 OYSTER BLVD, FREEPORT, FL 32439-3516
Document Number	0031174853
Book / Page	003117 / 004853
Instrument Date	Sep 13, 2019
Instrument	31873
Transaction Type	Transfer
Record Updated	Oct 3, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$185.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	127 PARTIN DR N NICEVILLE FL 325782055, NICEVILLE, FL 32578-2055
Investor	Possibly a Property Investor

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Sep 7, 2017
Property Address	84 OYSTER BLVD, FREEPORT, FL 32439-3516
Document Number	0030514031
Book / Page	003051 / 004031
Instrument Date	Sep 1, 2017
Instrument	29748
Transaction Type	Transfer
Record Updated	Sep 19, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,559.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	127 PARTIN DR N NICEVILLE FL 325782055, NICEVILLE, FL 32578-2055

Mortgage

Document Number	30514033
Date	Sep 7, 2017
Book Page	003051/004033
Instrument	29749

Lender

Name	LAGRANGE BAYOU VILLAGE LLC
Address	2108 SOUTHWINDS CIR, HOOVER, AL 35244-3298

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 84 Oyster Blvd was $4,445, down 5.1% from the year before.

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Municipality	Freeport City
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,445.00 (-5.14%)	$390,780 (-0.9%) Land $39,900 Building $350,880	$390,780 (-0.9%) Land $39,900 Building $350,880
2024	$4,686.00 (+35.28%) Homeowner's exemption	$394,314 (-) Land $39,900 Building $354,414	$394,314 (-) Land $39,900 Building $354,414
2023	$3,464.00 (+5.45%) Homeowner's exemption	$394,314 (-2.09%) Land $39,900 Building $354,414	$394,314 (-2.09%) Land $39,900 Building $354,414
2022	$3,285.00 Homeowner's exemption	$402,736 Land $44,289 Building $358,447	$402,736 Land $44,289 Building $358,447

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 84 Oyster Blvd in Zone X, an area of minimal flood risk, though there have been 56 flood claims nearby since 1989.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 296 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	296 in force
Nearby Flood Claims	56 (1989–2020)
Claims Outside the SFHA	8 of 56
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 12 claims Hurricane Frances, Sep 2004 · 18 claims Hurricane Opal, Oct 1995 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 84 Oyster Blvd is moderate, ranking above 55% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · lower than 73% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH BAY WATER SYSTEM serves 3,171 people · EPA ID FL1664019
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Wildstar Networks.

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