94 Oak St, Franklin, LA 70538 Property Records

St. Mary Parish property record for 94 Oak St, Franklin, LA 70538

Property Summary

Property Type	Single Family Home
Owner	2 Individual Names on File
Last Sale	$3,036 (Sep 2025)
Tax Bill	$1,651 (2025)
Deeds & Mortgages	Apr 2015 Mortgage Nov 2012 Mortgage + 4 more
Flood Zone	Zone AE (high risk)
APN	`2264661010.00`

Property Details

APN / Parcel Number

Primary APN	`2264661010.00`

Exterior

Total Buildings	2 Buildings

Location & Zoning

Street Address	94 OAK ST
City	FRANKLIN
State	LA
Zip	70538-7018
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4O OAK PARK SUBD ACQ 472 346385 IMPROVEMENT ON THE LAND OF CHAUVIN JAMES R ACQ 472 346385
Legal Subdivision	OAK PARK SUBD-FRA
Legal Lot Number	4O
Jurisdiction	ST MARY LA
Township / Civil Division	2
Census Block Group	1
Census Block	1003
Census Tract	41500

Owner

94 Oak St is owned and occupied by two individuals who bought it in September 2025.

Source: St. Mary Parish records, as of February 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	94 OAK ST, FRANKLIN, LA 70538-7018
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2015	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
Nov 7, 2012	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK, N.A.
Sep 8, 2025	Redemption Deed, Transfer
Jun 27, 2024	Other, Transfer
Jun 27, 2024	Other, Transfer
Jun 29, 2023	Other, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 8, 2025 · Amount on File
Deed Sale	Sep 8, 2025 · Amount on File
Deed Document Number	346385
Record Updated	Jun 8, 2026

April 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST MARY LA
Property Address	94 OAK ST, FRANKLIN, LA 70538-7018
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001434/149
Date	Apr 15, 2015
Book Page	1434/149

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	1050 WOODWARD AVE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2045

November 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST MARY LA
Property Address	94 OAK ST, FRANKLIN, LA 70538-7018
Transaction Type	Mortgage
Record Updated	Jun 29, 2026
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001342/583
Date	Nov 7, 2012
Book Page	1342/583
Instrument	315384

Lender

Name	JPMORGAN CHASE BANK, N.A.
Type	Bank
Address	1111 POLARIS PKWY # 4J, COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Nov 1, 2032

September 2025: Redemption Deed, Transfer

Document Type	Redemption Deed
Jurisdiction	ST MARY LA
Recording Date	Sep 8, 2025
Property Address	94 OAK ST, FRANKLIN, LA 70538-7018
Document Number	0000472/34
Book / Page	472 / 34
Instrument Date	Sep 8, 2025
Instrument	346385
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Redemption Amount

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

June 2024: Other, Transfer

Document Type	Other
Jurisdiction	ST MARY LA
Recording Date	Jun 27, 2024
Property Address	94 OAK ST, FRANKLIN, LA 70538-7018
Document Number	0000458/19
Book / Page	458 / 19
Instrument Date	Jun 26, 2024
Instrument	343963
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

June 2024: Other, Transfer

Document Type	Other
Jurisdiction	ST MARY LA
Recording Date	Jun 27, 2024
Property Address	94 OAK ST, FRANKLIN, LA 70538-7018
Document Number	000458/138
Book / Page	458 / 138
Instrument Date	Jun 26, 2024
Instrument	344022
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

June 2023: Other, Transfer

Document Type	Other
Jurisdiction	ST MARY LA
Recording Date	Jun 29, 2023
Property Address	94 OAK ST, FRANKLIN, LA 70538-7018
Document Number	000444/679
Book / Page	444 / 679
Instrument Date	Jun 29, 2023
Instrument	341749
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 82668, LINCOLN, NE 68501-2668
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 94 Oak St was $1,651 with a homeowner's exemption.

Source: St. Mary Parish assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Louisiana
County	St. Mary Parish
Municipality	Franklin City
Unified School District	St. Mary Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,651.00 Homeowner's exemption	$14,298 (-) Land $3,306 Building $10,992	$142,980 (-) Land $33,060 Building $109,920
2024	$1,651.00 (+28.18%)	$14,298 (+7.52%) Land $3,306 Building $10,992	$142,980 (+7.52%) Land $33,060 Building $109,920
2023	$1,288.00 Homeowner's exemption	$13,298 Land $3,306 Building $9,992	$132,980 Land $33,060 Building $99,920

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 94 Oak St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 19, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 68 policies
Nearby Flood Policies	68 in force
Nearby Flood Claims	35 (1980–2021)
Claims Outside the SFHA	16 of 35
Most Recent Claim	May 2021 · rainfall accumulation
Claims by Event	Hurricane Ike, Sep 2008 · 13 claims Hurricane Rita, Sep 2005 · 8 claims Hurricane Lili, Oct 2002 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 94 Oak St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 93% of Louisiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FRANKLIN WATER SUPPLY serves 8,325 people · EPA ID LA1101003
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	2 ppb (2022–2024) action level 15 ppb
Copper	1.4 mg/L (2015–2017) action level 1.3 mg/L

Violations Reported to EPA

Listed by EPA as a serious violator, with a treatment or procedure violation still open.

Water Quality	Turbidity not recorded as resolved · Apr 2025 Haloacetic acids resolved · Oct 2024 Total trihalomethanes resolved · Apr 2024
Treatment and Procedure	Treatment change without state approval currently in violation since Jul 2023 Corrosion control Jul 2018
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 378 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100

May also be available: T-Mobile.

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