St. Mary Parish property record for 88 Oak St, Franklin, LA 70538
| Property Type | Single Family Home |
|---|---|
| Owner | Individual Name on File |
| Last Sale | $149,100 (Apr 2023) |
| Tax Bill | $1,632 (2025) |
| Deeds & Mortgages | Apr 2023 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 2264661007.00 |
| Primary APN | 2264661007.00 |
|---|
| Street Address | 88 OAK ST |
|---|---|
| City | FRANKLIN |
| State | LA |
| Zip | 70538-7018 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 43 OAK PARK SUBD ACQ 441 341231 |
| Legal Subdivision | OAK PARK SUBD-FRA |
| Legal Lot Number | 43 |
| Jurisdiction | ST MARY LA |
| Township / Civil Division | 2 |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 41500 |
88 Oak St is owned and occupied by an individual who bought it in April 2023.
Source: St. Mary Parish records, as of February 2, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 88 OAK ST, FRANKLIN, LA 70538-7018 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 3, 2023 · Amount on File |
| Deed Sale | Apr 3, 2023 · Amount on File |
| Deed Document Number | 341231 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST MARY LA |
| Property Address | 88 OAK ST, FRANKLIN, LA 70538-7018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 26, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 001678/691 |
|---|---|
| Date | Apr 3, 2023 |
| Book Page | 1678/691 |
| Instrument | 361831 |
| Name | MORTGAGE SOLUTIONS OF COLORADO LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2053 |
The 2025 property tax bill for 88 Oak St was $1,632 with a homeowner's exemption.
Source: St. Mary Parish assessment roll, as of October 15, 2025
| Type | Name |
|---|---|
| State | Louisiana |
| County | St. Mary Parish |
| Municipality | Franklin City |
| Unified School District | St. Mary Parish School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,632.00 Homeowner's exemption | $14,133 Land $880 Building $13,253 | $141,330 Land $8,800 Building $132,530 |
| 2023 | $1,369.00 | $14,133 Land $880 Building $13,253 | $141,330 Land $8,800 Building $132,530 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 88 Oak St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective April 19, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 68 policies |
| Nearby Flood Policies | 68 in force |
| Nearby Flood Claims | 35 (1980–2021) |
| Claims Outside the SFHA | 16 of 35 |
| Most Recent Claim | May 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 88 Oak St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 93% of Louisiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FRANKLIN WATER SUPPLY serves 8,325 people · EPA ID LA1101003 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Copper | 1.4 mg/L (2015–2017) action level 1.3 mg/L |
Listed by EPA as a serious violator, with a treatment or procedure violation still open.
| Water Quality | Turbidity not recorded as resolved · Apr 2025 Haloacetic acids resolved · Oct 2024 Total trihalomethanes resolved · Apr 2024 |
|---|---|
| Treatment and Procedure | Treatment change without state approval currently in violation since Jul 2023 Corrosion control Jul 2018 |
| Monitoring and Reporting | 12 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 378 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
May also be available: T-Mobile.
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