St. Mary Parish property record for 97 Oak St, Franklin, LA 70538
| Property Type | Single Family Home |
|---|---|
| Owner | Individual Name on File |
| Last Sale | $63,700 (Mar 2010) |
| Tax Bill | $1,227 (2025) |
| Deeds & Mortgages | Aug 2022 Refinance |
| Flood Zone | Zone X (moderate risk) |
| APN | 2264661031.00 |
| Primary APN | 2264661031.00 |
|---|
| Total Buildings | 2 Buildings |
|---|
| Street Address | 97 OAK ST |
|---|---|
| City | FRANKLIN |
| State | LA |
| Zip | 70538-7017 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 33 OAK PARK SUBD ACQ 204 306659 IMPROVEMENT ON THE LAND OF BUCKNER STEPHEN P ACQ 204 306659 |
| Legal Subdivision | OAK PARK SUBD-FRA |
| Legal Lot Number | 33 |
| Jurisdiction | ST MARY LA |
| Township / Civil Division | 2 |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 41500 |
97 Oak St is owned and occupied by an individual who bought it in March 2010.
Source: St. Mary Parish records, as of February 2, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 97 OAK ST, FRANKLIN, LA 70538-7017 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 29, 2010 · Amount on File |
| Deed Sale | Mar 29, 2010 · Amount on File |
| Deed Document Number | 306659 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST MARY LA |
| Property Address | 97 OAK ST, FRANKLIN, LA 70538-7017 |
| Transaction Type | Mortgage |
| Record Updated | Sep 6, 2022 |
| Name | Verified Name |
|---|
| Document Number | 001661/549 |
|---|---|
| Date | Aug 15, 2022 |
| Book Page | 1661/549 |
| Instrument | 359781 |
| Name | 1ST NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 97 Oak St was $1,227 with a homeowner's exemption.
Source: St. Mary Parish assessment roll, as of October 15, 2025
| Type | Name |
|---|---|
| State | Louisiana |
| County | St. Mary Parish |
| Municipality | Franklin City |
| Unified School District | St. Mary Parish School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,227.00 Homeowner's exemption | $10,626 Land $1,485 Building $9,141 | $106,260 Land $14,850 Building $91,410 |
| 2023 | $949.00 Homeowner's exemption | $9,795 Land $1,485 Building $8,310 | $97,950 Land $14,850 Building $83,100 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 97 Oak St in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 19, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 68 policies |
| Nearby Flood Policies | 68 in force |
| Nearby Flood Claims | 35 (1980–2021) |
| Claims Outside the SFHA | 16 of 35 |
| Most Recent Claim | May 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 97 Oak St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 93% of Louisiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FRANKLIN WATER SUPPLY serves 8,325 people · EPA ID LA1101003 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Copper | 1.4 mg/L (2015–2017) action level 1.3 mg/L |
Listed by EPA as a serious violator, with a treatment or procedure violation still open.
| Water Quality | Turbidity not recorded as resolved · Apr 2025 Haloacetic acids resolved · Oct 2024 Total trihalomethanes resolved · Apr 2024 |
|---|---|
| Treatment and Procedure | Treatment change without state approval currently in violation since Jul 2023 Corrosion control Jul 2018 |
| Monitoring and Reporting | 12 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 378 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
May also be available: T-Mobile.
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