94 N Main St, Troy, NH 03465 Property Records

Cheshire County and Troy Town property record for 94 N Main St, Troy, NH 03465

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,659 sqft · built 1880
Lot Size1 acres (43,560 sqft)
Owner2 Individual Names on Record
Last Sale$210,000 (Jul 2021)
Tax Bill$5,021 (2025)
Deeds & MortgagesJul 2021 Sale & Mortgage
Jun 2020 Loan Modification
Flood ZoneZone X (minimal risk)
APNTROY M:019 B:0024 L:0000

Property Details

APN / Parcel Number

Primary APNTROY M:019 B:0024 L:0000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,659 sqft Living Area
Gross Area3,260 sqft
1st Floor Area1,026 sqft
AtticAttic
Attic Area364 sqft
Basement Area196 sqft
Unfinished Basement196 sqft

Exterior

Year BuiltBuilt 1880
Effective Year BuiltEffective 1880
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area43,560 sqft (1 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Street Address94 N MAIN ST
CityTROY
StateNH
Zip03465
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeHIGHWA
Legal Block24
JurisdictionTROY TOWN NH
Township / Civil DivisionTROY
Census Block Group4
Census Block4007
Census Tract970800

Owner

Source: Cheshire County and Troy Town records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address94 N MAIN ST, TROY, NH 03465
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 7, 2021Warranty Deed, Transfer · Stand-Alone First Mortgage
MORTGAGE NETWORK INC
Jun 3, 2020Loan Modification, Mortgage · FHA Mortgage
CALIBER HM LOANS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 7, 2021 · Amount on Record
Deed SaleJul 7, 2021 · Amount on Record
Prior SaleDec 7, 2016 · Amount on Record
Deed Document Number20217255
Deed Book / Page3170 / 1095
Record UpdatedOct 29, 2026

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionTROY TOWN NH
Recording DateJul 7, 2021
Property Address94 N MAIN ST, TROY, NH 03465
Document Number03170-1095
Book / Page3170 / 1095
Instrument DateJul 6, 2021
Instrument2107255
Transaction TypeTransfer
Record UpdatedJan 17, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address173 SOUTHVILLE RD, SOUTHBOROUGH, MA 01772-1940

Mortgage

Document Number0002107256
DateJul 7, 2021
Instrument2107256
Lender
NameMORTGAGE NETWORK INC
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Mortgage

Document Number03170-1112
DateJul 7, 2021
Book Page3170/1112
Instrument2107257
Lender
NameNHFA
Agreement
TypeSecond Mortgage (Down Payment)
AmountAmount Recorded
Term49 Months
DueAug 1, 2025

June 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionTROY TOWN NH
Property Address94 N MAIN ST, TROY, NH 03465
Document Number0031140376
Instrument DateJun 3, 2020
Transaction TypeMortgage
Record UpdatedJul 9, 2020
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 673 TROY NH 034650673, TROY, NH 03465-0673

Mortgage

Document Number0031140376
DateJun 18, 2020
Book Page003114/000376
Instrument4699
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
AddressOKLAHOMA CITY, OK 73134
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 17, 2050

Tax Assessment & Valuation

Source: Cheshire County and Troy Town assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateNew Hampshire
CountyCheshire County
County SubdivisionTroy Town
Unified School DistrictMonadnock Regional School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$5,021.00 (+24.25%)$233,100 (+100.6%) Land $28,800 Building $204,300
2018$4,041.00$116,200 Land $26,000 Building $90,200

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTROY WATER WORKS
serves 1,200 people · EPA ID NH2361010
Water SourceGroundwater
Last State InspectionJan 2024

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Fidium Fiber
Fiber
2,000 / 2,000
Spectrum
Fiber
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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