Cheshire County and Troy Town property record for 86 N Main St, Troy, NH 03465
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 2,024 sqft · built 1909 |
| Lot Size | 2.03 acres (88,427 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $110,000 (Oct 2002) |
| Tax Bill | $7,390 (2025) |
| Deeds & Mortgages | May 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | TROY M:019 B:0022 L:0000 |
| Primary APN | TROY M:019 B:0022 L:0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,024 sqft Living Area |
| Gross Area | 3,501 sqft |
| 1st Floor Area | 1,069 sqft |
| Attic | Attic |
| Attic Area | 375 sqft |
| Basement Area | 630 sqft |
| Unfinished Basement | 630 sqft |
| Year Built | Built 1909 |
|---|---|
| Effective Year Built | Effective 1909 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 88,427 sqft (2.03 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 86 N MAIN ST |
|---|---|
| City | TROY |
| State | NH |
| Zip | 03465 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | HIGHWA |
| Legal Block | 22 |
| Jurisdiction | TROY TOWN NH |
| Township / Civil Division | TROY |
| Census Block Group | 4 |
| Census Block | 4007 |
| Census Tract | 970800 |
86 N Main St is owned by two individuals who bought it in October 2002.
Source: Cheshire County and Troy Town records, as of July 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 36, KEENE, NH 03431-0036 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 30, 2002 · Amount on File |
| Deed Sale | Oct 30, 2002 · Amount on File |
| Prior Sale | Feb 21, 2001 · Amount on File |
| Deed Book / Page | 1942 / 403 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TROY TOWN NH |
| Property Address | 86 N MAIN ST, TROY, NH 03465 |
| Transaction Type | Mortgage |
| Record Updated | May 18, 2022 |
| Name | Verified Name |
|---|
| Document Number | 003211-312 |
|---|---|
| Date | May 5, 2022 |
| Book Page | 3211/312 |
| Instrument | 2204167 |
| Name | PRECISION FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jun 1, 2037 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 86 N Main St was $7,390.
Source: Cheshire County and Troy Town assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | New Hampshire |
| County | Cheshire County |
| County Subdivision | Troy Town |
| Unified School District | Monadnock Regional School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $7,390.00 | $343,100 Land $32,100 Building $311,000 |
| 2018 | $4,299.00 | $123,600 Land $28,900 Building $94,700 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 86 N Main St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 86 N Main St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 52% of New Hampshire |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Spectrum Fiber | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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