Cheshire County and Troy Town property record for 106 N Main St, Troy, NH 03465
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,016 sqft · built 1789 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $64,100 (Mar 2014) |
| Tax Bill | $8,653 (2025) |
| Deeds & Mortgages | Jun 2022 Refinance Apr 2023 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | TROY M:019 B:0025 L:0000 |
| Primary APN | TROY M:019 B:0025 L:0000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 3,016 sqft Living Area |
| Gross Area | 5,064 sqft |
| 1st Floor Area | 1,965 sqft |
| Basement Area | 1,944 sqft |
| Unfinished Basement | 1,044 sqft |
| Year Built | Built 1789 |
|---|---|
| Effective Year Built | Effective 1789 |
| Architectural Style | Historical |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 43,560 sqft (1 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 106 N MAIN ST |
|---|---|
| City | TROY |
| State | NH |
| Zip | 03465-2600 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | HIGHWA |
| Legal Block | 25 |
| Jurisdiction | TROY TOWN NH |
| Township / Civil Division | TROY |
| Census Block Group | 4 |
| Census Block | 4007 |
| Census Tract | 970800 |
106 N Main St is owned and occupied by two individuals who bought it in March 2014.
Source: Cheshire County and Troy Town records, as of July 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 106 N MAIN ST, TROY, NH 03465-2600 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 24, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance TD BANK NA |
| Apr 21, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 28, 2014 · Amount on File |
| Deed Sale | Mar 28, 2014 · Amount on File |
| Prior Sale | Nov 26, 2013 · Amount on File |
| Deed Book / Page | 2863 / 258 |
| Transfer Doc | 2850-358 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TROY TOWN NH |
| Property Address | 106 N MAIN ST, TROY, NH 03465-2600 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 03216-1376 |
|---|---|
| Date | Jun 24, 2022 |
| Book Page | 3216/1376 |
| Instrument | 2205860 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TROY TOWN NH |
| Property Address | 106 N MAIN ST, TROY, NH 03465-2600 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 03243-1056 |
|---|---|
| Date | Apr 21, 2023 |
| Book Page | 3243/1056 |
| Instrument | 2302438 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2053 |
The 2025 property tax bill for 106 N Main St was $8,653.
Source: Cheshire County and Troy Town assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | New Hampshire |
| County | Cheshire County |
| County Subdivision | Troy Town |
| Unified School District | Monadnock Regional School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $8,653.00 | $401,700 Land $28,800 Building $372,900 |
| 2018 | $5,029.00 | $144,600 Land $26,000 Building $118,600 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 106 N Main St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 106 N Main St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 52% of New Hampshire |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TROY WATER WORKS serves 1,200 people · EPA ID NH2361010 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Spectrum Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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