94 Gary Ln, Front Royal, VA 22630 Property Records

Warren County property record for 94 Gary Ln, Front Royal, VA 22630

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 980 sqft · built 2019
Lot Size0.43 acres (18,731 sqft)
Owner2 Individual Names on Record
Last Sale$215,000 (May 2019)
Tax Bill$2,133 (2026)
Deeds & MortgagesJan 2023 Sale & Mortgage
May 2019 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN15/D/2/5/192

Property Details

APN / Parcel Number

Primary APN15/D/2/5/192
Alternative APN
  • 4210

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms4 Rooms
Stories1 Story
Building Area980 sqft Living Area
Gross Area2,290 sqft
1st Floor Area980 sqft
Basement Area980 sqft
Unfinished Basement980 sqft
FlooringLaminate Plank
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2023
Exterior MaterialVinyl
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area18,731 sqft (0.43 acres)
TerrainRolling
PorchSlab
Porch Area210 sqft
Deck Area120 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric
SewerSeptic
Water SourceWell

Location & Zoning

Account Number4210
Old Parcel Number15D 2 5 192
Street Address94 GARY LN
CityFRONT ROYAL
StateVA
Zip22630-7523
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionL192 SHEN FARMS RIVERVIEW SEC PT 5
Legal SubdivisionSHENANDOAH FARMS SAN DIST
JurisdictionWARREN VA
Township / Civil DivisionSHENANDOAH
Census Block Group2
Census Block2016
Census Tract20102

Owner

Source: Warren County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address94 GARY LN, FRONT ROYAL, VA 22630-7523
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 3, 2023Deed, Transfer · Conventional Mortgage
INTEGRITY HOME MORTGAGE CORP
May 3, 2019Deed, Transfer · ARM
APPLE FCU
May 14, 2018Deed, Transfer · Construction Mortgage
STRUCKMANN WHITE & WISELEY PC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 3, 2019 · Amount on Record
Deed SaleMay 3, 2019 · Amount on Record
Prior SaleMay 14, 2018 · Amount on Record
Deed Document Number20192011
Record UpdatedOct 29, 2026

January 2023: Deed, Transfer

Document TypeDeed
JurisdictionWARREN VA
Recording DateJan 3, 2023
Property Address94 GARY LN, FRONT ROYAL, VA 22630-7523
Document Number0230000028
Map ReferenceMB 145 PG 519
Instrument DateJan 3, 2023
Instrument230000028
Transaction TypeTransfer
Record UpdatedFeb 13, 2023
Title CompanyREPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$157.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address94 GARY LN, FRONT ROYAL, VA 22630-7523

Mortgage

Document Number0230000029
DateJan 3, 2023
Instrument230000029
Lender
NameINTEGRITY HOME MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2053

May 2019: Deed, Transfer

Document TypeDeed
JurisdictionWARREN VA
Recording DateMay 3, 2019
Property Address94 GARY LN, FRONT ROYAL, VA 22630-7523
Document Number190002011
Map ReferenceDD 145 PG 519
Instrument DateApr 30, 2019
Instrument190002011
Transaction TypeTransfer
Record UpdatedJul 12, 2021
Title CompanyOLD REPUBLIC TITLE INS CO

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$215.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address94 GARY LN, FRONT ROYAL, VA 22630-7523

Mortgage

Document Number190002012
DateMay 3, 2019
Instrument190002012
Lender
NameAPPLE FCU
TypeCredit Union
Agreement
TypeARM
AmountAmount Recorded
Term360 Months
DueMay 1, 2049
Interest
Rate TypeAdjustable Rate
Rate3.75%
Type Change DateJun 1, 2024
Min Rate At Change2.75%
Max Rate At Change5.75%
Index5-Year CMT
Max Rate8.75%

May 2018: Deed, Transfer

Document TypeDeed
JurisdictionWARREN VA
Recording DateMay 14, 2018
Property Address94 GARY LN, FRONT ROYAL, VA 22630-7523
Document Number180002293
Instrument DateMay 11, 2018
Instrument180002293
Transaction TypeTransfer
Record UpdatedJul 12, 2021
Title CompanyCLEAR TITLE ESCROW AND SETTLEMEN, CLEAR TITLE ESCROW & SETTLEM

Transaction

AmountAmount Recorded
Tax$75.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 692, FRONT ROYAL, VA 22630-0015

Mortgage

Document Number180002294
DateMay 14, 2018
Instrument180002294
Lender
NameSTRUCKMANN WHITE & WISELEY PC
TypeNon-Lending Institution
AddressFRONT ROYAL, VA 22630
Agreement
TypeConstruction Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Warren County assessment roll, as of August 27, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyWarren County
Unified School DistrictWarren County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,133.00 (+26.36%)$375,000 (+6.41%) Land $47,800 Building $327,200
2025$1,688.00 (+34.93%)$352,400 (+37.98%) Land $47,800 Building $304,600$375,000 (+46.83%) Land $47,800 Building $327,200
2024$1,251.00$255,400 (-) Land $46,000 Building $209,400$255,400 (-) Land $46,000 Building $209,400
2023$255,400 Land $46,000 Building $209,400$255,400 Land $46,000 Building $209,400
2022$1,251.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 17 policies
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies17 in force
Nearby Flood Claims3 (2003–2018)
Claims Outside the SFHA1 of 3
Most Recent ClaimJun 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · above 65% of Virginia
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable · Fiber in parts of the area
2,000 / 250
Starlink
Satellite
280 / 30

Nearby Properties on Gary Ln

Nearby Streets

Search Property Records by Address or Parcel Number