80 Gary Ln, Front Royal, VA 22630 Property Records

Warren County property record for 80 Gary Ln, Front Royal, VA 22630

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,150 sqft · built 2020
Lot Size0.54 acres (23,522 sqft)
OwnerIndividual Name on Record
Last Sale$240,000 (Feb 2020)
Tax Bill$2,442 (2026)
Deeds & MortgagesMar 2026 Mortgage
Jul 2023 Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN15/D/2/5/193

Property Details

APN / Parcel Number

Primary APN15/D/2/5/193
Alternative APN
  • 4211

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,150 sqft Living Area
Gross Area2,696 sqft
1st Floor Area1,150 sqft
Basement Area153 sqft
Finished Basement153 sqft
Unfinished Basement1,150 sqft
FlooringSoftwood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2024
Exterior MaterialVinyl
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area23,522 sqft (0.54 acres)
TerrainRolling
PorchSlab
Porch Area276 sqft
Deck Area120 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric
SewerSeptic
Water SourceWell

Location & Zoning

Account Number4211
Old Parcel Number15D 2 5 193
Street Address80 GARY LN
CityFRONT ROYAL
StateVA
Zip22630-7523
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionL193 SHEN FARMS RIVERVIEW SEC PT 5
Legal SubdivisionSHENANDOAH FARMS SAN DIST
JurisdictionWARREN VA
Township / Civil DivisionSHENANDOAH
Census Block Group2
Census Block2016
Census Tract20102

Owner

Source: Warren County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address80 GARY LN, FRONT ROYAL, VA 22630-7523
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 18, 2026Deed of Trust, Mortgage · Partial Claim Mortgage
MIDFIRST BANK
Jul 27, 2023Deed of Trust, Mortgage · FHA Mortgage
MIDFIRST BANK
Jan 3, 2022Deed of Trust, Mortgage · FHA Mortgage
FLAGSTAR BANK FSB
May 20, 2019Deed of Trust, Mortgage
WILLIAM D DUVALL
Feb 4, 2020Deed, Transfer · FHA Mortgage
NFM INC
May 14, 2018Deed, Transfer
CLEAR TITLE ESCROW AND SETTLEMEN, CLEAR TITLE ESCROW & SETTLEM

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 4, 2020 · Amount on Record
Deed SaleFeb 4, 2020 · Amount on Record
Prior SaleMay 14, 2018 · Amount on Record
Deed Document Number2020764
Record UpdatedOct 29, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWARREN VA
Property Address80 GARY LN, FRONT ROYAL, VA 22630-7523
Transaction TypeMortgage
Record UpdatedApr 1, 2026
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address84 GARY LN, FRONT ROYAL, VA 22630-7523

Mortgage

Document Number0260001223
DateMar 18, 2026
Instrument260001223
Lender
NameMIDFIRST BANK
TypeBank
AddressOKLAHOMA CITY, OK 73118
Agreement
TypePartial Claim Mortgage
AmountAmount Recorded
Term288 Months
DueMar 1, 2050

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWARREN VA
Property Address80 GARY LN, FRONT ROYAL, VA 22630-7523
Transaction TypeMortgage
Record UpdatedAug 11, 2023
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address80 GARY LN, RIVERTON, VA 22630-7523

Mortgage

Document Number0230003239
DateJul 27, 2023
Instrument230003239
Lender
NameMIDFIRST BANK
TypeBank
AddressOKLAHOMA CITY, OK 73118
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term320 Months
DueMar 1, 2050

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWARREN VA
Property Address80 GARY LN, FRONT ROYAL, VA 22630-7523
Transaction TypeMortgage
Record UpdatedJan 18, 2022
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address80 GARY LN, FRONT ROYAL, VA 22630-7523

Mortgage

Document Number0220000002
DateJan 3, 2022
Instrument220000002
Lender
NameFLAGSTAR BANK FSB
TypeBank
AddressJACKSONVILLE, FL 32202
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term338 Months
DueMar 1, 2050

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWARREN VA
Property Address80 GARY LN, FRONT ROYAL, VA 22630-7523
Transaction TypeMortgage
Record UpdatedJul 12, 2021
Title CompanyCLA TITLE AND ESCROW, CLEAR TITLE & ESCROW

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number190002303
DateMay 20, 2019
Instrument190002303
Lender
NameWILLIAM D DUVALL
TypePrivate Party
Agreement
AmountAmount Recorded

February 2020: Deed, Transfer

Document TypeDeed
JurisdictionWARREN VA
Recording DateFeb 4, 2020
Property Address80 GARY LN, FRONT ROYAL, VA 22630-7523
Document Number200000764
Map ReferenceMB 145 PG 519
Instrument DateFeb 3, 2020
Instrument200000764
Transaction TypeTransfer
Record UpdatedJul 12, 2021
Title CompanyAMERICAN TITLE INSURANCE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$240.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address80 GARY LN, FRONT ROYAL, VA 22630-7523

Mortgage

Document Number200000765
DateFeb 4, 2020
Instrument200000765
Lender
NameNFM INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2050

May 2018: Deed, Transfer

Document TypeDeed
JurisdictionWARREN VA
Recording DateMay 14, 2018
Property Address80 GARY LN, FRONT ROYAL, VA 22630-7523
Document Number180002293
Instrument DateMay 11, 2018
Instrument180002293
Transaction TypeTransfer
Record UpdatedJul 12, 2021
Title CompanyCLEAR TITLE ESCROW AND SETTLEMEN, CLEAR TITLE ESCROW & SETTLEM

Transaction

AmountAmount Recorded
Tax$75.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 692, FRONT ROYAL, VA 22630-0015

Tax Assessment & Valuation

Source: Warren County assessment roll, as of August 27, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyWarren County
Unified School DistrictWarren County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,442.00 (+18.83%)$429,200 (-) Land $53,300 Building $375,900
2025$2,055.00 (-39.63%)$429,200 (+26.09%) Land $53,300 Building $375,900$429,200 (+26.09%) Land $53,300 Building $375,900
2024$3,404.00$340,400 (-) Land $46,000 Building $294,400$340,400 (-) Land $46,000 Building $294,400
2023$340,400 Land $46,000 Building $294,400$340,400 Land $46,000 Building $294,400
2022$3,404.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 17 policies
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies17 in force
Nearby Flood Claims3 (2003–2018)
Claims Outside the SFHA1 of 3
Most Recent ClaimJun 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · above 65% of Virginia
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable · Fiber in parts of the area
2,000 / 250
Starlink
Satellite
280 / 30

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